Electronic Clearing House 8-K 02-13-2006
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): February 13, 2006


ELECTRONIC CLEARING HOUSE, INC.
(Exact name of registrant as specified in its charter)

Nevada
0-15245
93-0946274
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)

730 Paseo Camarillo, Camarillo, California
93010
(Address of principal executive offices)
(Zip Code)

Registrant's telephone number, including area code: (800) 233-0406

(Former name or former address, if changes since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
Item 2.02
Results of Operations and Financial Condition.

On February 13, 2006, Electronic Clearing House, Inc. issued a press release announcing its financial results for the quarter ended December 31, 2005. A copy of the press release is being furnished as Exhibit 99.1 to this report and is incorporated herein by reference.

The information in this report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934, except as shall be expressly set forth by specific reference in such a filing.
 
Item 9.01
Financial Statements and Exhibits.

(c)
Exhibits

 
99.1
Press Release dated February 13, 2006, announcing financial results for the quarter ended December 31, 2005.


SIGNATURES



Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.





 
ELECTRONIC CLEARING HOUSE, INC.
 
(Registrant)
   
   
   
   
 
By:   \s\ Alice Cheung
 
Alice L. Cheung, Treasurer and Chief Financial Officer
 
 
   
   
Dated: February 13, 2006
  
 

EXHIBIT INDEX




Exhibit
Number
  
 
Description of Document
     
     
 
Press Release dated February 13, 2006, announcing financial results for the quarter ended December 31, 2005