UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    Form 13F

                               Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: March 31, 2009

Check here if Amendment [_]: Amendment Number:
                                              ------------

This Amendment (Check only one): [_] is a restatement
                                 [_] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Financial Corporation
Address: 22 North Sixth Street
         Indiana, PA, 15701

Form 13F File Number: 28-05151

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Edward J. Lipkus, III
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 463-4724

Signature,Place, and Date of Signing:


   /s/ Edward J. Lipkus III
------------------------------
    Edward J. Lipkus, III,            Indiana, PA,             May 12, 2009

Report Type (check only one):

[x]  13F HOLDINGS REPORT (Check here if all holdings of this reporting manager
     are reported in this report

[_]  13F NOTICE (Check here if no holdings reported are in this report, and all
     holdings are reported by other reporting manager(s))

[_]  13F COMBINATION REPORT (Check here if a portion of the holdings for this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)




                              Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:      1

Form 13F Information Table Entry Total: 180

Form 13F Information Table Value Total: $76,014
                                        (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

Number: 1

Form 13F File Number: 28-11893

Name:






                                                    FORM 13F INFORMATION TABLE

COLUMN 1                       COL 2      COL 3      COL 4         COLUMN 5           COL 6      COL 7           COLUMN 8
----------------------------  --------  ---------  --------  --------------------  ----------  --------  ------------------------
                                                    MARKET                                                   VOTING AUTHORITY
                              TITLE OF               VALUE     SHS OR   SH/  PUT/  INVESTMENT    OTHER   ------------------------
ISSUER                          CLASS     CUSIP    (X$1000)   PRN AMT   PRN  CALL  DISCRETION  MANAGERS    SOLE     SHARED   NONE
----------------------------  --------  ---------  --------  ---------  ---  ----  ----------  --------  ---------  ------  -----
                                                                                           
1FNB CORP PA                   COMMON   302520101       305     39,787  SH           DEFINED       1        39,787
1PARKER HANNIFIN CORP          COMMON   701094104       329      9,678  SH           DEFINED       1         9,678
3M CO                          COMMON   88579Y101       145      2,920  SH           DEFINED       1         2,070            850
3M CO                          COMMON   88579Y101       431      8,675  SH            OTHER        1         8,635      40
ABBOTT LABS                    COMMON    2824100        824     17,277  SH           DEFINED       1        16,274          1,003
ABBOTT LABS                    COMMON    2824100         56      1,167  SH            OTHER        1         1,167
ADOBE SYS INC                  COMMON   00724F101       401     18,731  SH           DEFINED       1        18,731
ADOBE SYS INC                  COMMON   00724F101        11        492  SH            OTHER        1           492
AIR PRODS & CHEMS INC          COMMON    9158106        448      7,956  SH           DEFINED       1         7,956
AIR PRODS & CHEMS INC          COMMON    9158106         17        296  SH            OTHER        1           296
ALTRIA GROUP INC               COMMON   02209S103        45      2,811  SH           DEFINED       1         2,713             98
ALTRIA GROUP INC               COMMON   02209S103       498     31,115  SH            OTHER        1        31,115
APACHE CORP                    COMMON   37411105        536      8,365  SH           DEFINED       1         8,365
APACHE CORP                    COMMON   37411105         60        937  SH            OTHER        1            413    524
APPLE INC                      COMMON   37833100        610      5,805  SH           DEFINED       1         5,805
APPLE INC                      COMMON   37833100         19        185  SH            OTHER        1           185
AT&T INC                       COMMON   00206R102     1,634     64,839  SH           DEFINED       1        61,306          3,533
AT&T INC                       COMMON   00206R102       255     10,136  SH            OTHER        1         9,831     300      5
AUTODESK INC                   COMMON   52769106        259     15,384  SH           DEFINED       1        15,384
AUTODESK INC                   COMMON   52769106         13        745  SH            OTHER        1           745
BANK OF AMERICA CORPORATION    COMMON   60505104         49      7,188  SH           DEFINED       1         1,788          5,400
BANK OF AMERICA CORPORATION    COMMON   60505104         60      8,867  SH            OTHER        1         8,867
BANK OF NEW YORK MELLON CORP   COMMON   64058100        303     10,709  SH           DEFINED       1         9,719            990
BANK OF NEW YORK MELLON CORP   COMMON   64058100         99      3,522  SH            OTHER        1         1,372     400  1,750
BECTON DICKINSON & CO          COMMON   75887109        814     12,104  SH           DEFINED       1        11,543            561
BECTON DICKINSON & CO          COMMON   75887109         67        993  SH            OTHER        1           993
BERKSHIRE SECURITIES           COMMON   84991868        828      3,600  SH           DEFINED       1         3,600
BERKSHIRE SECURITIES           COMMON   84991868        414      1,800  SH            OTHER        1         1,800
BP PLC                         COMMON   55622104        449     11,209  SH           DEFINED       1        11,147             62
BP PLC                         COMMON   55622104        267      6,652  SH            OTHER        1         5,650   1,002
BUNGE LIMITED                  COMMON   G16962105       350      6,184  SH           DEFINED       1         6,184
BUNGE LIMITED                  COMMON   G16962105        13        225  SH            OTHER        1           225
CHEVRON CORP NEW               COMMON   166764100     1,019     15,148  SH           DEFINED       1        12,996          2,152
CHEVRON CORP NEW               COMMON   166764100       477      7,100  SH            OTHER        1         6,750            350
CISCO SYS INC                  COMMON   17275R102       672     40,092  SH           DEFINED       1        36,352          3,740
CISCO SYS INC                  COMMON   17275R102       153      9,108  SH            OTHER        1         9,008     100
CNB FINL CORP PA               COMMON   126128107       225     23,400  SH           DEFINED       1        23,400
COLGATE PALMOLIVE CO           COMMON   194162103        36        616  SH           DEFINED       1                          616
COLGATE PALMOLIVE CO           COMMON   194162103       371      6,288  SH            OTHER        1         6,288
CONOCOPHILLIPS                 COMMON   20825C104       430     10,970  SH           DEFINED       1         9,298          1,672
CONOCOPHILLIPS                 COMMON   20825C104        92      2,350  SH            OTHER        1         2,300      50
CVS CAREMARK CORPORATION       COMMON   126650100       539     19,611  SH           DEFINED       1        19,611
CVS CAREMARK CORPORATION       COMMON   126650100        31      1,136  SH            OTHER        1         1,136
DISNEY WALT CO                 COMMON   254687106       558     30,704  SH           DEFINED       1        28,524          2,180
DISNEY WALT CO                 COMMON   254687106        27      1,470  SH            OTHER        1         1,470
DOMINION RES INC VA NEW        COMMON   25746U109       590     19,036  SH           DEFINED       1        17,779          1,257
DOMINION RES INC VA NEW        COMMON   25746U109        99      3,204  SH            OTHER        1         3,204
DU PONT E I DE NEMOURS & CO    COMMON   263534109       156      7,004  SH           DEFINED       1         7,004
DU PONT E I DE NEMOURS & CO    COMMON   263534109        48      2,142  SH            OTHER        1           942   1,200
EMBRYO DEV CORP                COMMON   290818103         -     15,000  SH           DEFINED       1        15,000
EMERSON ELEC CO                COMMON   291011104        25        870  SH           DEFINED       1            40            830
EMERSON ELEC CO                COMMON   291011104       486     17,010  SH            OTHER        1        17,010
ESB FINANCIAL CORP             COMMON   26884F102       138     12,510  SH           DEFINED                12,510      --     --
EXXON MOBIL CORP               COMMON   30231G102     2,993     43,957  SH           DEFINED       1        43,957
EXXON MOBIL CORP               COMMON   30231G102     1,943     28,526  SH            OTHER        1        11,289  17,237
FEDEX CORP                     COMMON   31428X106       237      5,322  SH           DEFINED       1         4,892            430
FEDEX CORP                     COMMON   31428X106        13        300  SH            OTHER        1           250      50
FIFTH THIRD BANCORP            COMMON   316773100        49     16,898  SH           DEFINED       1        16,898
FIFTH THIRD BANCORP            COMMON   316773100         -         13  SH            OTHER        1            13
FIRST COMWLTH FINL CORP PA     COMMON   319829107     9,601  1,082,364  SH           DEFINED       1     1,078,898   3,466
FIRST COMWLTH FINL CORP PA     COMMON   319829107       816     91,998  SH            OTHER        1        82,169   9,829
FIRSTMERIT CORP                COMMON   337915102       182     10,000  SH           DEFINED                10,000      --     --
FNB CORP PA                    COMMON   302520101         -         43  SH            OTHER        1            43
GATEWAY BANK OF PENNSYLVANIA   COMMON   869099101        46      5,000  SH           DEFINED                 5,000      --     --
GENERAL ELECTRIC CO            COMMON   369604103       643     63,556  SH           DEFINED       1        59,619          3,937
GENERAL ELECTRIC CO            COMMON   369604103     1,254    124,046  SH            OTHER        1       121,976   1,730    340
GENERAL MLS INC                COMMON   370334104       372      7,455  SH           DEFINED       1         7,455
GENERAL MLS INC                COMMON   370334104        17        345  SH            OTHER        1           345
GENZYME CORP                   COMMON   372917104       371      6,254  SH           DEFINED       1         6,254
GENZYME CORP                   COMMON   372917104        44        735  SH            OTHER        1           735
GOODRICH CORP                  COMMON   382388106       314      8,298  SH           DEFINED       1         8,275             23
GOODRICH CORP                  COMMON   382388106         7        180  SH            OTHER        1           180
GOOGLE INC                     COMMON   38259P508       509      1,463  SH           DEFINED       1         1,304            159
GOOGLE INC                     COMMON   38259P508        10         30  SH            OTHER        1            30
HARLEYSVILLE NATIONAL CORP     COMMON   412850109       287     47,349  SH           DEFINED                47,349      --     --
HELMERICH & PAYNE INC          COMMON   423452101       369     16,210  SH           DEFINED       1        16,210
HELMERICH & PAYNE INC          COMMON   423452101        10        425  SH            OTHER        1           425
INTEL CORP                     COMMON   458140100       190     12,618  SH           DEFINED       1         8,048          4,570
INTEL CORP                     COMMON   458140100        63      4,180  SH            OTHER        1         3,750            430
INTERNATIONAL BUSINESS MACHS   COMMON   459200101     1,207     12,457  SH           DEFINED       1        12,425             32
INTERNATIONAL BUSINESS MACHS   COMMON   459200101     1,433     14,795  SH            OTHER        1        14,695     100
JACOBS ENGR GROUP INC DEL      COMMON   469814107       651     16,850  SH           DEFINED       1        16,832             18






                                                                                           
JACOBS ENGR GROUP INC DEL      COMMON   469814107        37        950  SH            OTHER        1           950
JOHNSON & JOHNSON              COMMON   478160104     1,009     19,188  SH           DEFINED       1        18,235            953
JOHNSON & JOHNSON              COMMON   478160104       469      8,912  SH            OTHER        1         8,872      40
JPMORGAN CHASE & CO            COMMON   46625H100       612     23,014  SH           DEFINED       1        21,414          1,600
JPMORGAN CHASE & CO            COMMON   46625H100       116      4,370  SH            OTHER        1         4,370
KRAFT FOODS INC                COMMON   50075N104        15        680  SH           DEFINED       1           554            126
KRAFT FOODS INC                COMMON   50075N104       483     21,676  SH            OTHER        1        21,676
L-3 COMMUNICATIONS HLDGS INC   COMMON   502424104       468      6,910  SH           DEFINED       1         6,882             28
L-3 COMMUNICATIONS HLDGS INC   COMMON   502424104        28        420  SH            OTHER        1           420
LOWES COS INC                  COMMON   548661107       171      9,372  SH           DEFINED       1         9,372
LOWES COS INC                  COMMON   548661107        67      3,683  SH            OTHER        1         2,933     750
MCDONALDS CORP                 COMMON   580135101       941     17,240  SH           DEFINED       1        16,244            996
MCDONALDS CORP                 COMMON   580135101        60      1,100  SH            OTHER        1         1,100
MCKESSON CORP                  COMMON   58155Q103       337      9,607  SH           DEFINED       1         9,607
MCKESSON CORP                  COMMON   58155Q103        13        385  SH            OTHER        1           385
MERCK & CO INC                 COMMON   589331107        64      2,404  SH           DEFINED       1         2,373             31
MERCK & CO INC                 COMMON   589331107       626     23,410  SH            OTHER        1        22,910     500
METLIFE INC                    COMMON   59156R108       277     12,177  SH           DEFINED       1        12,177
METLIFE INC                    COMMON   59156R108         4        165  SH            OTHER        1           165
MICROSOFT CORP                 COMMON   594918104       752     40,948  SH           DEFINED       1        36,111          4,837
MICROSOFT CORP                 COMMON   594918104       137      7,478  SH            OTHER        1         7,208            270
MOLSON COORS BREWING CO        COMMON   60871R209       516     15,065  SH           DEFINED       1        15,065
MOLSON COORS BREWING CO        COMMON   60871R209        26        750  SH            OTHER        1           500     250
MONSANTO CO NEW                COMMON   61166W101       435      5,230  SH           DEFINED       1         5,194            36
MONSANTO CO NEW                COMMON   61166W101        22        266  SH            OTHER        1           266
NEW MEXICO BANQUEST            COMMON   647991926     1,859      7,207  SH           DEFINED       1         7,207
NEW MEXICO BANQUEST            COMMON   647991926        49        189  SH            OTHER        1           189
ORACLE CORP                    COMMON   68389X105       727     40,218  SH           DEFINED       1        40,218
ORACLE CORP                    COMMON   68389X105        59      3,278  SH            OTHER        1         3,278
PARKER HANNIFIN CORP           COMMON   701094104        19        570  SH            OTHER        1           570
PARKVALE FINANCIAL CORP        COMMON   701492100     2,466    224,544  SH           DEFINED               224,544      --     --
PEPSICO INC                    COMMON   713448108       989     19,203  SH           DEFINED       1        18,370            833
PEPSICO INC                    COMMON   713448108       989     19,217  SH            OTHER        1        19,217
PETSMART INC                   COMMON   716768106       655     31,268  SH           DEFINED       1        29,398          1,870
PETSMART INC                   COMMON   716768106        19        890  SH            OTHER        1           890
PFIZER INC                     COMMON   717081103       147     10,775  SH           DEFINED       1         9,695          1,080
PFIZER INC                     COMMON   717081103       288     21,121  SH            OTHER        1        20,741            380
PHARMACEUTICAL PROD DEV INC    COMMON   717124101       394     16,626  SH           DEFINED       1        16,586             40
PHARMACEUTICAL PROD DEV INC    COMMON   717124101        18        745  SH            OTHER        1           745
PHILIP MORRIS INTL INC         COMMON   718172109       651     18,289  SH           DEFINED       1        16,679          1,610
PHILIP MORRIS INTL INC         COMMON   718172109     1,068     30,015  SH            OTHER        1        30,015
PNC FINL SVCS GROUP INC        COMMON   693475105       156      5,323  SH           DEFINED       1         5,323
PNC FINL SVCS GROUP INC        COMMON   693475105       117      4,000  SH            OTHER        1         4,000
PPG INDS INC                   COMMON   693506107        64      1,738  SH           DEFINED       1         1,738
PPG INDS INC                   COMMON   693506107       651     17,654  SH            OTHER        1        15,154   2,500
PPL CORP                       COMMON   69351T106       169      5,900  SH           DEFINED       1         5,900
PPL CORP                       COMMON   69351T106        76      2,650  SH            OTHER        1         2,650
PRECISION CASTPARTS CORP       COMMON   740189105       386      6,452  SH           DEFINED       1         6,452
PRECISION CASTPARTS CORP       COMMON   740189105        16        270  SH            OTHER        1           270
PRICE T ROWE GROUP INC         COMMON   74144T108       514     17,822  SH           DEFINED       1        16,499          1,323
PRICE T ROWE GROUP INC         COMMON   74144T108        43      1,480  SH            OTHER        1         1,430      50
PROCTER & GAMBLE CO            COMMON   742718109       985     20,911  SH           DEFINED       1        19,884          1,027
PROCTER & GAMBLE CO            COMMON   742718109     1,850     39,281  SH            OTHER        1        39,281
PUBLIC SVC ENTERPRISE GROUP    COMMON   744573106       113      3,837  SH           DEFINED       1         1,387          2,450
PUBLIC SVC ENTERPRISE GROUP    COMMON   744573106       249      8,460  SH            OTHER        1         8,460
QUALCOMM INC                   COMMON   747525103       316      8,122  SH           DEFINED       1         8,122
QUALCOMM INC                   COMMON   747525103        10        262  SH            OTHER        1           262
ROCKWELL COLLINS INC           COMMON   774341101       139      4,269  SH           DEFINED       1         4,269
ROCKWELL COLLINS INC           COMMON   774341101        65      2,000  SH            OTHER        1         2,000
ROYAL BANCSHARES OF PENN-A     COMMON   780081105        42     20,156  SH           DEFINED                20,156      --     --
ROYAL DUTCH SHELL PLC          COMMON   780259206        36        803  SH           DEFINED       1           714             89
ROYAL DUTCH SHELL PLC          COMMON   780259206       202      4,550  SH            OTHER        1         4,500      50
S & T BANCORP INC              COMMON   783859101     1,191     56,136  SH           DEFINED       1        56,136
S & T BANCORP INC              COMMON   783859101       326     15,384  SH            OTHER        1        15,384
SCHLUMBERGER LTD               COMMON   806857108       127      3,134  SH           DEFINED       1         3,112             22
SCHLUMBERGER LTD               COMMON   806857108       129      3,168  SH            OTHER        1         3,168
STATE STR CORP                 COMMON   857477103       308     10,000  SH           DEFINED       1        10,000
STATE STR CORP                 COMMON   857477103         9        294  SH            OTHER        1           244      50
SUSQUEHANNA BANCSHARES INC     COMMON   869099101       648     69,487  SH           DEFINED                69,487      --     --
SUSQUEHANNA BANCSHARES INC P   COMMON   869099101       487     52,242  SH           DEFINED       1        52,242
TARGET CORP                    COMMON   87612E106       501     14,568  SH           DEFINED       1        14,568
TARGET CORP                    COMMON   87612E106       156      4,538  SH            OTHER        1         4,538
TEVA PHARMACEUTICAL INDS LTD   COMMON   881624209       473     10,501  SH           DEFINED       1        10,344            157
TEVA PHARMACEUTICAL INDS LTD   COMMON   881624209        13        288  SH            OTHER        1            88     200
TEXAS INSTRS INC               COMMON   882508104       144      8,736  SH           DEFINED       1         6,866          1,870
TEXAS INSTRS INC               COMMON   882508104        37      2,267  SH            OTHER        1         2,267
THERMO FISHER SCIENTIFIC INC   COMMON   883556102       563     15,781  SH           DEFINED       1        15,781
THERMO FISHER SCIENTIFIC INC   COMMON   883556102        23        645  SH            OTHER        1           645
TRANSOCEAN LTD                 COMMON   H8817H100       261      4,430  SH           DEFINED       1         3,459            971
TRANSOCEAN LTD                 COMMON   H8817H100         3         45  SH            OTHER        1            45
TRISTATE CAPITAL BANK          COMMON   99R733108       600     50,000  SH           DEFINED                50,000      --     --
UNITED TECHNOLOGIES CORP       COMMON   913017109       186      4,333  SH           DEFINED       1         3,486            847
UNITED TECHNOLOGIES CORP       COMMON   913017109        23        533  SH            OTHER        1           533
US BANCORP DEL                 COMMON   902973304       260     17,763  SH           DEFINED       1        17,763
US BANCORP DEL                 COMMON   902973304        12        812  SH            OTHER        1           812
VERIZON COMMUNICATIONS INC     COMMON   92343V104     1,341     44,395  SH           DEFINED       1        44,303             92
VERIZON COMMUNICATIONS INC     COMMON   92343V104       738     24,438  SH            OTHER        1        20,594   3,844
VISA INC                       COMMON   92826C839       310      5,569  SH           DEFINED       1         5,569
VISA INC                       COMMON   92826C839        11        195  SH            OTHER        1           195
VIST FINANCIAL CORP            COMMON   524477106       665     95,005  SH           DEFINED                95,005      --     --
WAL MART STORES INC            COMMON   931142103       331      6,358  SH           DEFINED       1         6,292             66
WAL MART STORES INC            COMMON   931142103        54      1,045  SH            OTHER        1           975             70






                                                                                           
WELLS FARGO & CO NEW           COMMON   949746101       491     34,493  SH           DEFINED       1        34,377            116
WELLS FARGO & CO NEW           COMMON   949746101        96      6,722  SH            OTHER        1         6,722
XCEL ENERGY INC                COMMON   98389B100       530     28,444  SH           DEFINED       1        28,444
XCEL ENERGY INC                COMMON   98389B100        33      1,750  SH            OTHER        1         1,750
ZIMMER HLDGS INC               COMMON   98956P102       225      6,169  SH           DEFINED       1         5,749            420
ZIMMER HLDGS INC               COMMON   98956P102        16        435  SH            OTHER        1           305            130

GRAND TOTALS                                         76,014  3,642,388