| Free Writing Prospectus (To the prospectus dated April 4, 2011, as supplemented by the prospectus supplement dated June 18, 2012) |
Filed Pursuant to Rule 433 Registration Statement No. 333-173299 November 1, 2012 |
Zions Direct Auctions—View Auction 11/1/12 11:31 AM
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Zions Bancorporation Senior Note / 3 Year Corporates
Non-redeemable prior to November 16, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS).
This is a bid by Coupon auction. Please refer to the Offering Documents for more information
Auction Status: ACCEPTING BIDS Security Type: Corporate Bonds Auction Start: 11/1/2012 1:30 PM EDT Issue Type: Primary Auction End: 11/8/2012 1:30 PM EST Coupon: To be determined in auction
Last Update: 11/1/2012 1:30:45 PM EDT Maturity Date: 11/16/2015
Offering Documents
Auction Details
ISSUE INFORMATION BIDDING INFORMATION
Call Feature: Callable Number of Bidders: First Call Date: 5/16/2013 Number of Bids:
First Call Price: 100.000000 Fixed Price: 100.000000 Settlement Date: 11/14/2012 Current Market-Clearing Yield: 3.500% First Interest Date: 5/16/2013 Current Yield to Maturity: % Int. Frequency: Semi-Annually Current Yield to Call: %
Day Basis: 30/360 Before submitting bids in this auction you must
CUSIP Number: 98970EBU2
Principal Offered: $ 15,000,000.00 Register or Sign In.
Units Offered: 15000 Denomination: $ 1,000.00
Bid Multiple: Multiples of 0.05
Min. Yield: 2.250% Max. Yield: 3.500% Fixed Price: 100.000000
Note: This page will check for updates every minute.
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov.
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
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Zions Direct Auctions—View Auction 11/1/12 11:31 AM
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.
Our Affiliates:
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
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Zions Direct Auctions—Bidding Qualification 11/1/12 11:31 AM
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Bidding Qualification
Zions Bancorporation Senior Note / 3 Year Corporates
Non-redeemable prior to November 16, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and Please confirm your agreement with each of the following by checking the box next to each statement. I agree that the following contact information is correct:
NAME: Test For Zions Direct E-MAIL: auctions@zionsdirect.com TELEPHONE: 800-524-8875
I have accessed or received the Offering Documents.
I understand that the Corporate Notes that I am bidding for are securities and are not insured by the FDIC, are not deposits of any bank and may lose value. All securities are subject to investment risks, including possible loss of the principal invested.
By participating in this auction, I declare that my investment objective(s), time horizon and risk tolerance allow for the purchase of the securities being offered. Furthermore, I authorize Zions Direct to update my investor profile, if needed, to align my profile with this purchase.
I understand that Zions Direct is committed to conducting fair, open, and transparent auctions for the benefit of all participants. Zions Direct will not tolerate or conduct business with anyone who attempts to disrupt or manipulate the process for any auction. I agree that by participating in this auction I will not be engaging in any such attempt.
I Agree I DO NOT Agree
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov.
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.
Our Affiliates:
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
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Zions Direct Auctions—Bidding Qualification 11/1/12 11:31 AM
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Zions Direct Auctions—Bid Page 11/1/12 11:32 AM
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Bid Page
Zions Bancorporation Senior Note / 3 Year Corporates
Non-redeemable prior to November 16, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS). This is a bid by Coupon auction. Please refer to the Offering Documents for more information
Auction Status: ACCEPTING BIDS Security Type: Corporate Bonds Auction Start: 11/1/2012 1:30 PM EDT Issue Type: Primary Auction End: 11/8/2012 1:30 PM EST Coupon: To be determined in auction
Last Update: 11/1/2012 1:31:52 PM EDT Maturity Date: 11/16/2015
Offering Documents
Auction Details
ZDTEST Current Market-Clearing Yield*: 3.500%
AUCTION BIDS Units Yield YTC YTM Price Submitted “In the Money” Amount Due
1 100.000000
2 100.000000
3 100.000000
4 100.000000
5 100.000000
Bid Limit: $ 1,000,000.00 Calculate/Refresh Submit
Auction Activity Current Market-Clearing Yield*: 3.500%
Potential Potential Bidder Units Yield Fixed Price Timestamp Award Amount Due
No bids have been submitted.
Note: This page will check for updates every minute.
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov.
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity.
https://www.auctions.zionsdirect.com/auction/7452/bidding_qualifica…_18=1&question_20=1&question_21=1&question_40=1&submitting=I+Agree Page 1 of 2
Zions Direct Auctions—Bid Page 11/1/12 11:32 AM
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.
Our Affiliates:
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
https://www.auctions.zionsdirect.com/auction/7452/bidding_qualifica…_18=1&question_20=1&question_21=1&question_40=1&submitting=I+Agree Page 2 of 2
Zions Direct Auctions—Review & Confirm Bid Submission 11/1/12 11:32 AM
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AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ZDTEST :: HOME :: AUCTION #7452
Review & Confirm Bid Submission
Zions Bancorporation Senior Note / 3 Year Corporates
Non-redeemable prior to November 16, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS).
Bidder Bid # Units @ Price Yield Max. Award Max. Amt. Due Status
ZDTEST 1 1 @ 100.000000 3.500% 1 Units $ 1,000.00 NEW
Bid Limit: $ 1,000,000.00 I understand that I could be responsible for up to $ 1,000.00 on my award.
I confirm the bids shown in the table above.
Cancel Confirm
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov.
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.
Our Affiliates:
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
https://www.auctions.zionsdirect.com/auction/7452/bid Page 1 of 1