| Free Writing Prospectus | Filed Pursuant to Rule 433 | |
| (To the prospectus dated April 4, 2011, as supplemented by | Registration Statement No. 333-173299 | |
| the preliminary prospectus supplement dated January 28, 2013) | January 30, 2013 |
ABOUT PRODUCTS & SERVICESAUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS HOME :: HOME :: AUCTION #8311
Zions Direct Auctions—View Auction 1/30/13 7:39 AM
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ISSUE INFORMATION
CUSIP Number: 989701859
Units Offered: 8,000,000
Bid Multiple: Multiples of 0.05
Min. Yield: 5.300%
Max. Yield: 6.300%
Fixed Price: $ 25.00
About the Issuer
BIDDING INFORMATION
Number of Bidders: 14
Number of Bids: 19
Fixed Price: $ 25.00
Current Market-Clearing Yield: 6.300%
Before submitting bids in this auction you must
Register or Sign In.
Auction Status: ACCEPTING BIDS
Auction Start: 1/30/2013 9:30 AM EST
Auction End: 1/31/2013 3:00 PM EST
Last Update: 1/30/2013 9:39:21 AM EST
Security Type: Preferred Stock
Coupon To be determined in auction
Offering Documents
Series G Fixed/Floating-Rate Non-Cumulative Perpetual Preferred Stock
Auction Details
Zions Bancorporation / Preferred Stock
Note: This page will check for updates every minute.
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the
offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration
statement, the preliminary prospectus supplement dated January 28, 2013 and other documents Zions Bancorporation has filed with the SEC for
more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions
Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by
calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611 or Goldman, Sachs & Co. toll-free at 1-866-471-2526.
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS
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OPEN ACCOUNT LOGIN
1.800.524.8875
Our Affiliates: Amegy bank of texas California bank the commerce bank of oregen the commerce bank Washington national bank nevada state vectra bank zions bank
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator.
Zions Direct Auctions—View Auction
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
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Zions Direct Auctions—Bidding Qualification1/30/13 7:38 AM
ABOUT PRODUCTS & SERVICESAUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS HOME :: HOME :: AUCTION
1.800.524.8875 ZDTEST :: HOME :: HOME :: AUCTION #8311
ZDTEST :: HOME :: HOME :: AUCTION #8311
Bidding Qualification
Series G Fixed/Floating-Rate Non-Cumulative Perpetual Preferred Stock
Please confirm your agreement with each of the following by checking the box next to each statement.
I agree that the following contact information is correct:
NAME: Test For Zions Direct
E-MAIL: auctions@zionsdirect.com
TELEPHONE: 800-524-8875
I have accessed or received the Offering Documents.
I understand that the depositary shares and underlying shares of this series Preferred Stock available through
Zions Direct Auctions are securities and are not insured by the FDIC, are not deposits of any bank or the issuer and
may lose value. All securities are subject to investment risk, including possible loss of your investment.
By participating in this auction, I declare that my investment objective(s), time horizon and risk tolerance allow for
the purchase of the securities being offered. Furthermore, I authorize Zions Direct to update my investor profile, if
needed, to align my profile with this purchase.
I understand that, while application will be made to list the depositary shares on the New York Stock Exchange, no
assurance can be given that the depositary shares will be approved for listing. If the depositary shares are
approved for listing, I understand that trading is expected to commence within 30 days of the intial delivery date of
the depositary shares.
I understand that Zions Direct is committed to conducting fair, open, and transparent auctions for the benefit of all
participants. Zions Direct will not tolerate or conduct business with anyone who attempts to disrupt or manipulate
the process for any auction. I agree that by participating in this auction I will not be engaging in any such attempt.
I Agree I DO NOT Agree
Zions Bancorporation / Preferred Stock
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the
offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration
statement, the preliminary prospectus supplement dated January 28, 2013 and other documents Zions Bancorporation has filed with the SEC for
more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions
Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by
calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611 or Goldman, Sachs & Co. toll-free at 1-866-471-2526.
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
Our Affiliates: Amegy bank of texas California bank the commerce bank of oregen the commerce bank Washington national bank nevada state vectra bank zions bank
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator.
Zions Direct Auctions—View Auction Zions Direct Auctions—Bidding Qualification
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
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Zions Direct Auctions—Bid Page
Zions Direct Auctions—Bid Page 1/30/13 7:38 AM
https://www.auctions.zionsdirect.com/auction/8311/bid Page 1 of 2
ZDTEST :: HOME :: HOME :: AUCTION #8311
Bid PageZions bancorporation
ISSUE INFORMATION
CUSIP Number: 989701859
Units Offered: 8,000,000
Bid Multiple: Multiples of 0.05
Min. Yield: 5.300%
Max. Yield: 6.300%
Fixed Price: $ 25.00
About the Issuer
BIDDING INFORMATION
Number of Bidders: 13
Number of Bids: 18
Fixed Price: $ 25.00
Current Market-Clearing Yield: 6.300%
Auction Status: ACCEPTING BIDS
Auction Start: 1/30/2013 9:30 AM EST
Auction End: 1/31/2013 3:00 PM EST
Last Update: 1/30/2013 9:38:47 AM EST
Security Type: Preferred Stock
Coupon To be determined in auction
Offering Documents
Bid Limit: $ 1,000,000.00 Calculate/Refresh Submit
Series G Fixed/Floating-Rate Non-Cumulative Perpetual Preferred Stock
Auction Details
ZDTEST Current Market-Clearing Yield: 6.300%
AUCTION BIDS Units Yield Price Submitted “In the Money” Amount Due
1 25.00
2 25.00
3 25.00
4 25.00
5 25.00
Auction Activity Current Market-Clearing Yield: 6.300%
Bidder Units Yield Fixed Price Timestamp Potential
Award
Potential
Amount Due
#7816 560——$ 25.00 1/30/2013 9:31:16 AM 560 units $ 14,000.00
#32905 6,053——$ 25.00 1/30/2013 9:31:28 AM 6,053 units $ 151,325.00
#24196 259——$ 25.00 1/30/2013 9:31:31 AM 259 units $ 6,475.00
#27100 200——$ 25.00 1/30/2013 9:32:14 AM 200 units $ 5,000.00
#9610 600——$ 25.00 1/30/2013 9:33:40 AM 600 units $ 15,000.00
Zions Bancorporation / Preferred Stock
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE
OPEN ACCOUNT LOGOUT
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Zions Direct Auctions—Bid Page
#9610 600——$ 25.00 1/30/2013 9:33:40 AM 600 units $ 15,000.00
#25702 5,000——$ 25.00 1/30/2013 9:34:27 AM 5,000 units $ 125,000.00
#8026 200——$ 25.00 1/30/2013 9:31:47 AM 200 units $ 5,000.00
#30761 115,600——$ 25.00 1/30/2013 9:30:35 AM 115,600 units $ 2,890,000.00
#9610 200——$ 25.00 1/30/2013 9:35:34 AM 200 units $ 5,000.00
#30297 74,000——$ 25.00 1/30/2013 9:31:33 AM 74,000 units $ 1,850,000.00
#32856 80,000——$ 25.00 1/30/2013 9:30:30 AM 80,000 units $ 2,000,000.00
#30297 20,000——$ 25.00 1/30/2013 9:31:33 AM 6,000 units $ 150,000.00
#25702 10,000——$ 25.00 1/30/2013 9:34:27 AM 10,000 units $ 250,000.00
#32763 25,000——$ 25.00 1/30/2013 9:35:10 AM 25,000 units $ 625,000.00
#32856 20,000——$ 25.00 1/30/2013 9:30:48 AM 20,000 units $ 500,000.00
#30297 17,000——$ 25.00 1/30/2013 9:31:33 AM Rejected: Bid Limit
#32666 1,750——$ 25.00 1/30/2013 9:33:43 AM 1,750 units $ 43,750.00
#32679 120,000 6.300% $ 25.00 1/30/2013 9:32:17 AM 120,000 units $ 3,000,000.00
Auction Totals: 465,422 units $ 11,635,550.00
Note: This page will check for updates every minute.
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the
offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration
statement, the preliminary prospectus supplement dated January 28, 2013 and other documents Zions Bancorporation has filed with the SEC for
more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions
Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by
calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611 or Goldman, Sachs & Co. toll-free at 1-866-471-2526.
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
Powered by grantstreet group software that works Zions direct secured by entrust verify
: Amegy bank of texas California bank the commerce bank of oregen the commerce bank Washington national bank nevada state vectra bank zions bank
Zions Direct Auctions—Review & Confirm Bid Submission 1/30/13 7:39 AM
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE
Zion corporation OPEN ACCOUNT LOGOUT
1.800.524.8875
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT
ZDTEST :: HOME :: HOME :: AUCTION #8311
Review & Confirm Bid Submission
Bid Limit: $ 1,000,000.00
I confirm the bids shown in the table above.
Cancel Confirm
Series G Fixed/Floating-Rate Non-Cumulative Perpetual Preferred Stock
Bidder Bid # Units @ Price Yield Max. Award Max. Amt. Due Status
ZDTEST 1 1 @ 25.00 5.300% 1 Units $ 25.00 NEW
I understand that I could be responsible for up to $ 25.00 on my award.
Zions Bancorporation / Preferred Stock
Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the
offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration
statement, the preliminary prospectus supplement dated January 28, 2013 and other documents Zions Bancorporation has filed with the SEC for
more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions
Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request these documents by
calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611 or Goldman, Sachs & Co. toll-free at 1-866-471-2526.
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE
OPEN ACCOUNT LOGOUT
1.800.524.8875
Amegy bank of texas California bank the commerce bank of oregen the commerce bank Washington national bank nevada state vectra bank zions bank
Powered by grantstreet group software that works Zions direct secured by entrust verify
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.