presentation

Filed by WesBanco, Inc.
Pursuant to Rule 425 under the Securities Act
of 1933 and deemed filed pursuant to Rule 14a-12 under the
Securities Exchange Act of 1934
 
Subject Company: Western Ohio Financial Corporation
Commission File No. 0-24120
 
Date: April 21, 2004
 
 
Presentation as presented at the WesBanco, Inc. Annual Shareholders Meeting, on April 21, 2004, at 4:00 pm, in Wheeling WV.