UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 06/30/06 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PEOPLES BANK, NATIONAL ASSOCIATION Address: 138 PUTNAM STREET MARIETTA, OH 45750 13F File Number: 28 - ___________________________ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: DAVID T WESEL, Title: EXECUTIVE VICE PRESIDENT & PRESIDENT, PEOPLES FINANCIAL ADVISORS Phone: 740-373-2932 Signature, Place, and Date of Signing: /s/ DAVID T. WESEL MARIETTA, OH JULY 24, 2006 __________________________ _______________ _________________ David T. Wesel CITY, STATE DATE Report Type (Check only one.): [ X ] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 153 Form 13F Information Table Entry Total: $145,417 List of Other Included Managers: NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------ AT&T INC COM 00206R102 375 13462 SH SOLE 13462 AT&T INC COM 00206R102 13 500 SH OTHER 500 ABBOTT LABORATORIES COM 002824100 663 15210 SH SOLE 15210 ABBOTT LABORATORIES COM 002824100 71 1630 SH OTHER 1630 AMERICAN INTL GROUP INC COM 026874107 578 9802 SH SOLE 9802 AMERICAN INTL GROUP INC COM 026874107 16 280 SH OTHER 280 BP AMOCO PLC SPONS ADR COM 055622104 1421 20425 SH SOLE 19175 1250 BP AMOCO PLC SPONS ADR COM 055622104 415 5968 SH OTHER 5968 BANK OF AMERICA CORP COM 060505104 1893 39366 SH SOLE 37476 1890 BANK OF AMERICA CORP COM 060505104 64 1350 SH OTHER 1350 BELLSOUTH CORP COMMON COM 079860102 289 7996 SH SOLE 7996 BELLSOUTH CORP COMMON COM 079860102 31 876 SH OTHER 876 CVS CORPORATION COM 126650100 225 7330 SH SOLE 5945 1385 CAMCO FINANCIAL CORP COM 132618109 513 37051 SH SOLE 37051 CHEVRON CORPORATION COM 166764100 1592 25668 SH SOLE 25668 CHEVRON CORPORATION COM 166764100 338 5450 SH OTHER 5450 CISCO SYSTEMS COM 17275R102 690 35335 SH SOLE 35335 CISCO SYSTEMS COM 17275R102 54 2805 SH OTHER 2805 COCA COLA CO COMMON COM 191216100 220 5130 SH SOLE 5130 COCA COLA CO COMMON COM 191216100 49 1140 SH OTHER 1140 COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 231 3430 SH SOLE 3430 COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 10 160 SH OTHER 160 COLGATE PALMOLIVE COM 194162103 458 7655 SH SOLE 7655 COLGATE PALMOLIVE COM 194162103 10 180 SH OTHER 180 DANAHER CORP COM 235851102 497 7740 SH SOLE 6200 1540 DANAHER CORP COM 235851102 41 640 SH OTHER 640 DOW JONES INDUSTRIAL TRUST SER COM 252787106 766 6860 SH SOLE 6860 DOW JONES INDUSTRIAL TRUST SER COM 252787106 52 473 SH OTHER 473 DOVER CORP. COM 260003108 217 4410 SH SOLE 4410 DOW CHEMCIAL CO COM 260543103 546 14011 SH SOLE 14011 DOW CHEMCIAL CO COM 260543103 11 300 SH OTHER 300 EMC CORPORATION COM 268648102 339 30990 SH SOLE 30990 EMC CORPORATION COM 268648102 9 900 SH OTHER 900 EURO CURRENCY TRUST COM 29871P109 611 4770 SH SOLE 4770 EURO CURRENCY TRUST COM 29871P109 22 177 SH OTHER 177 EXELON CORPORATION COM 30161N101 387 6816 SH SOLE 6816 EXELON CORPORATION COM 30161N101 35 620 SH OTHER 620 EXXON MOBIL CORPORATION COM 30231G102 3668 59792 SH SOLE 58582 1210 EXXON MOBIL CORPORATION COM 30231G102 165 2696 SH OTHER 2696 FIRST FEDERAL DOVER FINANCIAL COM 30243C107 257 15150 SH DEFINED 15150 GANNETT CO INC COMMON COM 364730101 49 881 SH SOLE 506 375 GANNETT CO INC COMMON COM 364730101 781 13976 SH OTHER 13976 GENERAL ELECTRIC CO COMMON COM 369604103 2683 81431 SH SOLE 81431 GENERAL ELECTRIC CO COMMON COM 369604103 348 10581 SH DEFINED 10581 GENERAL ELECTRIC CO COMMON COM 369604103 194 5901 SH OTHER 5901 GOLDMAN SACHS GROUP COM 38141G104 552 3670 SH SOLE 3670 HEARTLAND BANCORP COM 421962101 3964 113102 SH DEFINED 113102 HOME DEPOT COM 437076102 418 11695 SH SOLE 9765 1930 HUNTINGTON BANCSHARES COM 446150104 920 39055 SH SOLE 1305 37750 HUNTINGTON BANCSHARES COM 446150104 47 1994 SH OTHER 1994 ITT INDUSTRIES INC COM 450911102 491 9920 SH SOLE 9920 ITT INDUSTRIES INC COM 450911102 19 400 SH OTHER 400 INTEL CORP COM 458140100 675 35576 SH SOLE 35576 INTEL CORP COM 458140100 24 1300 SH OTHER 1300 ISHARES COMEX GOLD COM 464285105 1138 18595 SH SOLE 18595 ISHARES COMEX GOLD COM 464285105 70 1150 SH OTHER 1150 ISHARES MSCI PACIFIC EX-JAPAN COM 464286665 490 4570 SH SOLE 4570 ISHARES MSCI PACIFIC EX-JAPAN COM 464286665 21 200 SH OTHER 200 I SHARES MSCI JAPAN INDEX FD COM 464286848 501 36750 SH SOLE 36750 I SHARES MSCI JAPAN INDEX FD COM 464286848 43 3200 SH OTHER 1500 1700 ISHARES DJ SELECT DIV COM 464287168 1808 28684 SH SOLE 28684 ISHARES DJ SELECT DIV COM 464287168 26 415 SH OTHER 415 I SHARES S & P 500 INDEX 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464287598 4328 59198 SH SOLE 59198 I SHARES RUSSELL 1000 VALUE COM 464287598 109 1500 SH OTHER 795 705 I SHARES RUSSELL 1000 GROWTH COM 464287614 3112 61543 SH SOLE 61543 I SHARES RUSSELL 1000 GROWTH COM 464287614 61 1215 SH OTHER 240 975 I SHARES RUSSELL 1000 COM 464287622 3441 49800 SH SOLE 49800 I SHARES RUSSELL 1000 COM 464287622 753 10905 SH OTHER 10905 I SHARES RUSSELL 2000 COM 464287655 405 5649 SH SOLE 5649 I SHARES RUSSELL 2000 COM 464287655 24 340 SH OTHER 340 I SHARES S&P 400 MIDCAP VALUE COM 464287705 1019 13677 SH SOLE 13677 ISHARES DJ US TECHNOLOGY COM 464287721 375 7908 SH SOLE 7908 ISHARES DJ US TECHNOLOGY COM 464287721 14 308 SH OTHER 308 ISHARES DJ US REAL ESTATE COM 464287739 1222 17159 SH SOLE 17159 ISHARES DJ US REAL ESTATE COM 464287739 52 730 SH OTHER 190 540 I SHARES S&P 600 SMALL CAP COM 464287804 1586 25555 SH SOLE 25555 I SHARES S&P 600 SMALL CAP COM 464287804 18 300 SH OTHER 300 ISHARES S&P EUROPE 350 INDEX F COM 464287861 650 7125 SH SOLE 7125 ISHARES S&P EUROPE 350 INDEX F COM 464287861 16 185 SH OTHER 185 I SHARES S&P 600 SMALL CAP VAL COM 464287879 247 3568 SH SOLE 3568 I SHARES S&P 600 SMALL CAP GRO COM 464287887 277 2267 SH SOLE 2267 ISHARES KLD INDEX COM 464288802 478 8905 SH SOLE 8905 JOHNSON & JOHNSON COM 478160104 838 13986 SH SOLE 13986 JOHNSON & JOHNSON COM 478160104 35 600 SH OTHER 600 ELI LILLY COM 532457108 179 3247 SH SOLE 3247 ELI LILLY COM 532457108 38 700 SH OTHER 700 LOWES COMPANY COM 548661107 313 5165 SH SOLE 5165 LOWES COMPANY COM 548661107 16 275 SH OTHER 275 MASSEY ENERGY CO COM 576206106 227 6330 SH SOLE 6330 MEDTRONIC INC COM 585055106 473 10095 SH SOLE 10095 MERRILL LYNCH COM 590188108 222 3195 SH SOLE 3195 MERRILL LYNCH COM 590188108 10 150 SH OTHER 150 MICROSOFT COM 594918104 693 29770 SH SOLE 29770 MICROSOFT COM 594918104 59 2540 SH OTHER 2540 NOVARTIS AG COM 66987V109 342 6360 SH SOLE 6360 NOVARTIS AG COM 66987V109 11 210 SH OTHER 210 ORACLE CORPORATION COM 68389X105 343 23677 SH SOLE 23677 ORACLE CORPORATION COM 68389X105 7 500 SH OTHER 500 PEABODY ENERGY CORP COM 704549104 312 5600 SH SOLE 5600 PEOPLES BANCORP INC. COM 709789101 9016 302152 SH SOLE 253337 681,892 PEOPLES BANCORP INC. COM 709789101 25704 861406 SH OTHER 179514 48,815 PEPSICO COM 713448108 751 12523 SH SOLE 12523 PEPSICO COM 713448108 40 675 SH OTHER 675 POWERSHARES WILDERHILL CLEAN E COM 73935X500 357 18805 SH SOLE 18805 POWERSHARES WATER RESOURCES PT COM 73935X575 250 15050 SH SOLE 15050 PRICE T ROWE GROUP INC COM 74144T108 227 6020 SH SOLE 6020 PROCTER & GAMBLE COMPANY COMMO COM 742718109 1352 24325 SH SOLE 24325 PROCTER & GAMBLE COMPANY COMMO COM 742718109 63 1140 SH OTHER 1140 ROCKY BRANDS INC COM 774515100 3755 176729 SH OTHER 23005 153724 RYDEX S&P 500 EQUAL-WEIGHT EFT COM 78355W106 7185 167449 SH SOLE 167449 RYDEX S&P 500 EQUAL-WEIGHT EFT COM 78355W106 779 18176 SH OTHER 18176 S & P 500 DEPOSITARY RECEIPT S COM 78462F103 3861 30350 SH SOLE 30350 S & P 500 DEPOSITARY RECEIPT S COM 78462F103 119 940 SH OTHER 940 SIMON PPTY GROUP INC NEW COM 828806109 378 4562 SH SOLE 4562 SIMON PPTY GROUP INC NEW COM 828806109 41 504 SH OTHER 504 STAPLES INC COM 855030102 267 10969 SH SOLE 10969 TARGET CORPORATION COM 87612E106 778 15932 SH SOLE 15037 895 TARGET CORPORATION COM 87612E106 23 480 SH OTHER 480 3M COMPANY COM 88579Y101 577 7151 SH SOLE 7151 3M COMPANY COM 88579Y101 16 200 SH OTHER 200 US BANCORP DEL COM 902973304 304 9855 SH SOLE 9855 UNITED BANKSHARES INC COM 909907107 1197 32700 SH SOLE 32700 UNITED TECHNOLOGIES INC COM 913017109 1302 20530 SH SOLE 18970 1560 UNITED TECHNOLOGIES INC COM 913017109 23 370 SH OTHER 370 VERIZON COMMUNICATIONS COM 92343V104 337 10065 SH SOLE 10065 VERIZON COMMUNICATIONS COM 92343V104 22 676 SH OTHER 676 WACHOVIA CORP COM 929903102 439 8127 SH SOLE 8127 WALGREEN CO COMMON COM 931422109 993 22150 SH SOLE 22150 WALGREEN CO COMMON COM 931422109 71 1589 SH OTHER 1589 WELLS FARGO AND COMPANY COM 949746101 810 12085 SH SOLE 10790 1295 WESBANCO COM 950810101 241 7791 SH SOLE 7791 WESBANCO COM 950810101 92 2985 SH OTHER 1425 1560 WYETH COMM COM 983024100 2630 59240 SH SOLE 59240 WYETH COMM COM 983024100 133 3000 SH OTHER 3000 ACCENTURE LTD CLASS A COM G1150G111 489 17275 SH SOLE 14705 2570 ACCENTURE LTD CLASS A COM G1150G111 14 500 SH OTHER 500 TRANSOCEAN SEDCO FOREX INC COM G90078109 301 3755 SH SOLE 3755