Edgar Filing: CVB FINANCIAL CORP

Vander Schaaf 13G

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

Information to Be Included in Statements Filed Pursuant to Rules 13d-1(b)(c), and (d) and
Any Amendments Thereto Filed Pursuant to Rule 13d-2(b)
(Amendment No. 15)

CVB Financial Corp.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

126600 10 5

(CUSIP Number)

______December 31, 2003_____
(Date of Event which Requires Filing of this Statement)

Check the appropriate box t0 designate the rule pursuant to which this Schedule is filed:

[ ] Rule 13d-1(b)

[ ] Rule 13d-(c)

[x ] Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a
prior cover page.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 (the "Act") or otherwise subject to the liabilities of that section of the Act but shall be subject
to all other provisions of the Act (however, see the Notes).

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CUSIP NO. 126600 105 13G PAGE 2 OF 6
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1 NAME OF REPORTING PERSON
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (Entities Only)
John Vander Schaaf

BENEFICIALLY
OWNED BY
EACH

REPORTING
PERSON
WITH

2,177,321

57,097

2,177,321

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------------------ ------------------------------------------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,234,418 (includes 57,097 shares which Mr. Vander Schaaf has the right to acquire beneficial ownership of
within 60 days after 12/31/03) (Numbers contained in this Schedule have not been adjusted for the CVB Financial
Corp. 10% stock dividend paid to shareholders of record as of January 2, 2004.)

------------------ ------------------------------------------------------------------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!

Item 1.

(a) Name of Issuer.

CVB Financial Corp.

(b) Address of Issuer's Principal Executive Offices.

701 North Haven Avenue, Suite 350
Ontario, California 91764

Item 2.

(a) Name of Person Filing.

John Vander Schaaf

(b) Address of Principal Business Office or, if none, Residence.

701 North Haven Avenue, Suite 350
Ontario, California 91764

USA

(d) Title of Class of Securities.

Common Stock

(e) CUSIP No.

126600 10 5

Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b) or (c), check whether the person is a:

(a) Broker or Dealer registered under Section 15 of the Act.
(b) Bank as defined in section 3(a)(6) of the Act.
(c) Insurance Company as defined in section 3(a)(19) of the Act.
(d) Investment Company registered under section 8 of the Investment Company Act.
(e) Investment Adviser registered under section 203 of the Investment Adviser Act of 1940.
(f) Employee Benefit Plan, Pension Fund which is subject to the provisions of the Employee Retirement Income Security Act of
1974 or Endowment Fund; see §240.13d-1(b)(1)(ii)(F) (Note: See Item 7).
(g) Parent Holding Company, in accordance with §240.13d-1(b)(1)(ii)(G) (Note: See Item 7).
(h) Group, in accordance with §240.13d-1(b)(1)(ii)(H).

Item 4. Ownership.

Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified
in Item 1.

(a) Amount Beneficially Owned

2,234,418 (includes 57,097 shares which Mr. Vander Schaaf has the right to acquire beneficial ownership of within 60 days after
12/31/03). Share numbers are as of December 31, 2003 and has not been adjusted for 10% stock dividend paid to shareholders of record
as of January 2, 2004.

(b) Percent of Class.

57,097 (pursuant to exercisable stock options)

(ii) shared power to vote or to direct the vote

2,177,321 (pursuant to the John and Henrietta Vander Schaaf trust)

(iii) sole power to dispose or to direct the disposition of

57,097 (pursuant to exercisable stock options)

(iv)shared power to dispose or to direct the disposition of

2,177,321 (pursuant to the John and Henrietta Vander Schaaf trust)

Instruction: For computations regarding securities which represent a right to acquire an underlying security, see Rule 13d-3(d)(1).

Item 5. Ownership of Five Percent or Less of a Class.

If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the
beneficial owner of more than five percent of the class of securities, please check the following: |_|.

Item 6. Ownership of More than Five Percent on Behalf of Another Person.

If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds
from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest
relates to more than five percent of the class, such person should be identified. A listing of the shareholders of an investment
company registered under the Investment Company Act of 1940 or the beneficiaries of an employee benefit plan, pension fund or
endowment fund is not required.

Not applicable.

Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding
Company or Control Person.

If a parent holding company or control person has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item
3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding
company or control person has filed this schedule pursuant to Rule 13d-1(c), attach an exhibit stating the identification of the
relevant subsidiary.

Not applicable.

Item 8. Identification and Classification of Members of the Group.

If a group has filed this schedule pursuant to Rule 13d-1(b)(ii)(H), so indicate under Item 3(h) and attach an exhibit stating
the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to Rule 13d-1(c),
attach an exhibit stating the identity of each member of the group.

Not applicable.

Item 9. Notice of Dissolution of Group.

Notice of dissolution of a group may be furnished as an exhibit stating the date of the dissolution and that all further filings
with respect to transactions in the security reported on will be filed, if required, by members of the group, in their individual
capacity. See Item 5.

Not applicable.

Item 10. Certification.

Not applicable.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement
is true, complete and correct.

January 20, 2004
Date

/s/ John Vander Schaaf
Signature

John Vander Schaaf
Name/Title