UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
Form 13F COVER PAGE
Report for the Quarter Ended: September 30, 2001
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ]is a restatement
[ ]adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: Regions Financial Corporation
Address: 417 North 20th Street
Birmingham, AL 35202
Form 13F File Number: 28-01129
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Ronald C. Jackson
Title: Senior Vice President and Director of Investor Relations
Phone: 205/326-7090
Signature, Place, and Date of Signing:
/s/Ronald C. Jackson Birmingham, Alabama November 13, 2001
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X]13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ]13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ]13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager: None
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 730
Form 13F Information Table Value Total: $2,269,221(thousands)
List of Other Included Managers: None
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.
Form 13F INFORMATION TABLE
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT VOTING AUTHORITY
(THOUSANDS) PRN AMT PRN CALL DISCRETION SOLE SHARED NONE
GLOBAL CROSSING LTD COM G3921A100 104 57,806 SH DEFINED 37,656 20,150
GLOBAL CROSSING LTD COM G3921A100 27 15,163 SH OTHER 14,713 450
HILFIGER TOMMY CORP ORD G8915Z102 1,432 160,000 SH DEFINED 160,000
TRANSOCEAN SEDCO FOREX INC ORD G90078109 187 7,070 SH DEFINED 6,681 389
TRANSOCEAN SEDCO FOREX INC ORD G90078109 31 1,178 SH OTHER 1,082 96
AFLAC INC COM 001055102 9,587 355,090 SH DEFINED 350,465 4,625
AFLAC INC COM 001055102 574 21,244 SH OTHER 7,290 10,954 3,000
AGL RES INC COM 001204106 125 6,247 SH DEFINED 6,247
AGL RES INC COM 001204106 309 15,476 SH OTHER 12,504 2,972
AOL TIME WARNER INC COM 00184A105 8,583 259,306 SH DEFINED 237,322 1,160 20,824
AOL TIME WARNER INC COM 00184A105 757 22,870 SH OTHER 10,515 3,730 8,625
A T & T CORP COM 001957109 3,544 183,633 SH DEFINED 96,173 962 86,498
A T & T CORP COM 001957109 1,235 63,994 SH OTHER 41,921 5,139 16,934
AT & T WIRELESS SERVICES INC COM 00209A106 529 35,400 SH DEFINED 19,365 16,035
AT & T WIRELESS SERVICES INC COM 00209A106 322 21,539 SH OTHER 15,629 683 5,227
ABBOTT LABORATORIES COM 002824100 2,755 53,129 SH DEFINED 51,129 2,000
ABBOTT LABORATORIES COM 002824100 1,262 24,332 SH OTHER 12,570 1,200 10,562
ABERCROMBIE & FITCH CO CLASS A CL A 002896207 1,061 60,304 SH DEFINED 60,304
AEGON N V ORD AMER REG 007924103 577 22,089 SH DEFINED 22,089
AEGON N V ORD AMER REG 007924103 521 19,943 SH OTHER 11,951 7,992
AETNA INC COM 00817Y108 190 6,584 SH DEFINED 584 6,000
AETNA INC COM 00817Y108 12 400 SH OTHER 400
AFFILIATED COMPUTER SVCS INC CL A 008190100 814 10,000 SH DEFINED 10,000
AGILENT TECHNOLOGIES INC COM 00846U101 161 8,228 SH DEFINED 7,138 1,090
AGILENT TECHNOLOGIES INC COM 00846U101 112 5,712 SH OTHER 5,255 457
AIR PRODUCTS & CHEMICALS INC COM 009158106 112 2,900 SH DEFINED 2,900
AIR PRODUCTS & CHEMICALS INC COM 009158106 278 7,208 SH OTHER 2,176 4,032 1,000
AKZO NOBEL N. V. ADR SPONSORED ADR 010199305 199 4,896 SH DEFINED 4,896
AKZO NOBEL N. V. ADR SPONSORED ADR 010199305 8 190 SH OTHER 190
ALABAMA NATL BANCORPORATION DEL COM 010317105 380 11,500 SH DEFINED 11,500
ALBERTSONS INC COM 013104104 2,403 75,382 SH DEFINED 74,879 503
ALBERTSONS INC COM 013104104 13 400 SH OTHER 400
ALCOA INC COM 013817101 8,094 261,025 SH DEFINED 260,355 670
ALCOA INC COM 013817101 207 6,665 SH OTHER 6,240 425
ALEXANDER & BALDWIN INC COM COM 014482103 850 36,300 SH DEFINED 36,300
ALFA CORP COM 015385107 325 14,734 SH DEFINED 13,734 1,000
ALFA CORP COM 015385107 479 21,698 SH OTHER 698 21,000
ALLEGHENY ENERGY INC COM 017361106 209 5,708 SH DEFINED 5,508 200
ALLEGHENY ENERGY INC COM 017361106 51 1,400 SH OTHER 600 800
ALLIANCE CAP MGMT HLDG L P UNIT LTD PARTN 01855A101 488 10,680 SH DEFINED 10,180 500
ALLIANCE CAP MGMT HLDG L P UNIT LTD PARTN 01855A101 91 2,000 SH OTHER 2,000
ALLSTATE CORP COM 020002101 2,453 65,681 SH DEFINED 61,170 2,348 2,163
ALLSTATE CORP COM 020002101 642 17,200 SH OTHER 14,426 2,774
ALLTEL CORP COM 020039103 6,950 119,927 SH DEFINED 118,552 1,375
ALLTEL CORP COM 020039103 602 10,395 SH OTHER 10,079 16 300
ALTERA CORP COM 021441100 695 42,400 SH DEFINED 41,800 600
AMERADA HESS CORP COM 023551104 2,588 40,750 SH DEFINED 40,450 300
AMERADA HESS CORP COM 023551104 25 400 SH OTHER 400
AMEREN CORP COM 023608102 183 4,759 SH DEFINED 4,709 50
AMEREN CORP COM 023608102 111 2,900 SH OTHER 1,300 1,600
AMERICAN EAGLE OUTFITTERS IN COM 02553E106 876 44,000 SH DEFINED 44,000
AMERICAN ELECTRIC POWER INC COM 025537101 965 22,320 SH DEFINED 21,293 1,027
AMERICAN ELECTRIC POWER INC COM 025537101 29 681 SH OTHER 360 60 261
AMERICAN EXPRESS CO COM 025816109 8,913 306,720 SH DEFINED 294,639 12,081
AMERICAN EXPRESS CO COM 025816109 1,265 43,540 SH OTHER 33,726 9,814
AMERICAN GREETINGS CORP CL A CL A 026375105 68 5,100 SH DEFINED 5,100
AMERICAN GREETINGS CORP CL A CL A 026375105 119 9,000 SH OTHER 3,600 5,400
AMERICAN HOME PRODUCTS CORP COM 026609107 34,687 595,492 SH DEFINED 566,516 1,140 27,836
AMERICAN HOME PRODUCTS CORP COM 026609107 6,547 112,392 SH OTHER 103,370 2,342 6,680
AMERICAN INTL GROUP INC COM 026874107 22,486 288,276 SH DEFINED 276,297 156 11,823
AMERICAN INTL GROUP INC COM 026874107 3,266 41,868 SH OTHER 15,782 4,754 21,332
AMERICAN STD COS INC DEL COM 029712106 1,650 30,000 SH DEFINED 30,000
AMERISOURCEBERGEN CORP COM 03073E105 1,987 28,000 SH DEFINED 28,000
AMGEN INC COM 031162100 10,911 185,650 SH DEFINED 182,763 318 2,569
AMGEN INC COM 031162100 553 9,402 SH OTHER 2,277 490 6,635
AMSOUTH BANCORPORATION COM 032165102 8,084 447,376 SH DEFINED 404,799 42,577
AMSOUTH BANCORPORATION COM 032165102 7,438 411,631 SH OTHER 273,338 5,000 133,293
ANADARKO PETE CORP COM 032511107 3,252 67,640 SH DEFINED 67,620 20
ANADARKO PETE CORP COM 032511107 64 1,339 SH OTHER 1,339
ANALOG DEVICES INC COM 032654105 916 28,000 SH DEFINED 28,000
ANALOG DEVICES INC COM 032654105 3 100 SH OTHER 100
ANDRX GROUP COM 034553107 2,337 36,000 SH DEFINED 36,000
ANHEUSER BUSCH COS INC COM 035229103 15,478 369,577 SH DEFINED 367,010 380 2,187
ANHEUSER BUSCH COS INC COM 035229103 824 19,683 SH OTHER 16,041 2,408 1,234
AON CORP COM 037389103 1,204 28,675 SH DEFINED 28,675
APPLERA CORP APPLID BIOSYS AP BIO GRP 038020103 98 4,000 SH DEFINED 4,000
APPLERA CORP APPLID BIOSYS AP BIO GRP 038020103 151 6,200 SH OTHER 6,200
APPLIED MATLS INC COM 038222105 1,327 46,670 SH DEFINED 44,220 2,450
APPLIED MATLS INC COM 038222105 66 2,325 SH OTHER 2,250 75
ASTRAZENECA PLC SPONSORED ADR 046353108 271 5,800 SH DEFINED 5,800
AUBURN NATIONAL BANCORPORATION COM 050473107 176 14,900 SH DEFINED 14,900
AUBURN NATIONAL BANCORPORATION COM 050473107 342 29,050 SH OTHER 29,050
AUTOMATIC DATA PROCESSING INC COM 053015103 1,293 27,481 SH DEFINED 27,056 425
AUTOMATIC DATA PROCESSING INC COM 053015103 525 11,155 SH OTHER 6,455 4,700
AVANT IMMUNOTHERAPEUTICS INC COM 053491106 27 11,542 SH OTHER 11,542
AVON PRODS INC COM 054303102 108 2,325 SH DEFINED 2,125 200
AVON PRODS INC COM 054303102 238 5,136 SH OTHER 5,136
BISYS GROUP INC COM 055472104 1,379 26,000 SH DEFINED 26,000
BJS WHSL CLUB INC COM 05548J106 2,381 50,000 SH DEFINED 50,000
BJ SVCS CO COM 055482103 1,432 80,470 SH DEFINED 80,000 470
BJ SVCS CO COM 055482103 7 400 SH OTHER 400
BP PLC ADR SPONSORED ADR 055622104 11,669 237,315 SH DEFINED 230,844 6,471
BP PLC ADR SPONSORED ADR 055622104 3,100 63,042 SH OTHER 52,102 8,924 2,016
BANK AMER CORP COM 060505104 18,740 320,887 SH DEFINED 307,619 4,155 9,113
BANK AMER CORP COM 060505104 12,974 222,150 SH OTHER 212,251 9,599 300
BANK NEW YORK INC COM 064057102 1,210 34,560 SH DEFINED 28,072 6,308 180
BANK NEW YORK INC COM 064057102 388 11,080 SH OTHER 200 3,580 7,300
BANK ONE CORP COM 06423A103 260 8,248 SH DEFINED 4,816 3,432
BANK ONE CORP COM 06423A103 309 9,834 SH OTHER 7,623 1,511 700
BARRICK GOLD CORP COM 067901108 1,110 63,980 SH DEFINED 63,650 330
BARR LABS INC COM 068306109 2,214 28,000 SH DEFINED 28,000
BAXTER INTERNATIONAL INC COM 071813109 678 12,318 SH DEFINED 12,138 180
BAXTER INTERNATIONAL INC COM 071813109 638 11,586 SH OTHER 8,758 1,880 948
BEAR STEARNS COS INC COM 073902108 189 3,787 SH DEFINED 3,787
BEAR STEARNS COS INC COM 073902108 59 1,177 SH OTHER 1,177
BECKMAN COULTER INC COM 075811109 1,062 24,000 SH DEFINED 24,000
BECTON DICKINSON & CO COM 075887109 340 9,200 SH DEFINED 9,200
BECTON DICKINSON & CO COM 075887109 37 1,008 SH OTHER 1,008
BELLSOUTH CORP COM 079860102 17,470 420,458 SH DEFINED 392,985 1,650 25,823
BELLSOUTH CORP COM 079860102 6,509 156,658 SH OTHER 91,766 34,060 30,832
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108 560 8 SH DEFINED 7 1
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108 1,400 20 SH OTHER 20
BERKSHIRE HATHAWAY INC DEL CL B 084670207 1,046 449 SH DEFINED 444 5
BERKSHIRE HATHAWAY INC DEL CL B 084670207 571 245 SH OTHER 245
BIOCRYST PHARMACEUTICALS INC COM 09058V103 5 1,500 SH DEFINED 1,500
BIOCRYST PHARMACEUTICALS INC COM 09058V103 409 114,054 SH OTHER 6,000 108,054
BIOGEN INC COM 090597105 902 16,225 SH DEFINED 16,025 200
BIOGEN INC COM 090597105 36 650 SH OTHER 650
BLACK HILLS CORP COM 092113109 1,526 50,000 SH DEFINED 50,000
BLACKROCK INSD MUN TERM TR INC COM 092474105 259 25,000 SH DEFINED 25,000
BLOCK H & R INC COM 093671105 208 5,400 SH DEFINED 4,400 1,000
BLOCK H & R INC COM 093671105 185 4,800 SH OTHER 4,800
BLOUNT INTL INC NEW COM 095180105 98 41,851 SH OTHER 41,851
BOEING CO COM 097023105 659 19,658 SH DEFINED 18,700 958
BOEING CO COM 097023105 6,160 183,894 SH OTHER 182,224 1,670
BRISTOL MYERS SQUIBB CO COM 110122108 37,207 669,673 SH DEFINED 638,899 1,340 29,434
BRISTOL MYERS SQUIBB CO COM 110122108 7,307 131,522 SH OTHER 99,860 8,374 23,288
BROADCOM CORPORATION CL A 111320107 873 43,000 SH DEFINED 43,000
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 3,171 118,548 SH DEFINED 117,124 1,424
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 148 5,544 SH OTHER 4,119 1,425
BURLINGTON RESOURCES INC COM 122014103 431 12,587 SH DEFINED 8,518 1,436 2,633
BURLINGTON RESOURCES INC COM 122014103 144 4,204 SH OTHER 3,486 718
CIGNA CORP COM 125509109 25 300 SH DEFINED 300
CIGNA CORP COM 125509109 182 2,196 SH OTHER 2,196
CSG SYS INTL INC COM 126349109 1,230 30,000 SH DEFINED 30,000
CSX CORP COM 126408103 275 8,740 SH DEFINED 8,740
CSX CORP COM 126408103 95 3,020 SH OTHER 2,620 400
CVS CORPORATION (DEL) COM 126650100 785 23,650 SH DEFINED 23,300 350
CVS CORPORATION (DEL) COM 126650100 157 4,714 SH OTHER 2,112 2,602
CADENCE DESIGN SYS INC COM 127387108 1,665 100,000 SH DEFINED 100,000
CALPINE CORP COM 131347106 1,371 60,100 SH DEFINED 60,100
CAMPBELL SOUP CO COM 134429109 246 8,800 SH DEFINED 8,200 600
CAMPBELL SOUP CO COM 134429109 42 1,500 SH OTHER 500 400 600
CARDINAL HEALTH INC COM 14149Y108 25 344 SH DEFINED 344
CARDINAL HEALTH INC COM 14149Y108 383 5,180 SH OTHER 874 4,306
CATELLUS DEV CORP COM 149111106 1,191 68,136 SH DEFINED 136 68,000
CATERPILLAR INC COM 149123101 6,033 134,667 SH DEFINED 134,067 600
CATERPILLAR INC COM 149123101 393 8,768 SH OTHER 3,768 5,000
CENTURYTEL INC COM 156700106 504 15,058 SH DEFINED 15,058
CENTURYTEL INC COM 156700106 27 800 SH OTHER 800
CHEVRON CORP COM 166751107 23,217 273,950 SH DEFINED 267,177 2,120 4,653
CHEVRON CORP COM 166751107 2,998 35,376 SH OTHER 27,016 4,000 4,360
CHICOS FAS INC COM 168615102 942 40,000 SH DEFINED 40,000
CHUBB CORP COM 171232101 383 5,360 SH DEFINED 5,360
CIENA CORP COM 171779101 1,042 101,300 SH DEFINED 101,000 300
CINERGY CORP COM 172474108 118 3,837 SH DEFINED 937 2,900
CINERGY CORP COM 172474108 370 12,000 SH OTHER 5,000 7,000
CIRCUIT CITY STORES GROUP CIRCT CITY GRP 172737108 209 17,429 SH DEFINED 17,144 285
CIRCUIT CITY STORES GROUP CIRCT CITY GRP 172737108 26 2,201 SH OTHER 601 1,600
CISCO SYS INC COM 17275R102 13,862 1,138,099 SH DEFINED 1,082,388 3,600 52,111
CISCO SYS INC COM 17275R102 707 58,021 SH OTHER 33,126 5,960 18,935
CIRRUS LOGIC INC COM 172755100 371 50,000 SH DEFINED 50,000
CITIGROUP INC COM 172967101 18,969 468,372 SH DEFINED 433,266 298 34,808
CITIGROUP INC COM 172967101 4,692 115,841 SH OTHER 95,050 3,475 17,316
CLOROX CO COM 189054109 2,946 79,614 SH DEFINED 63,807 1,027 14,780
CLOROX CO COM 189054109 356 9,633 SH OTHER 5,973 2,236 1,424
COCA COLA CO COM 191216100 49,152 1,049,134 SH DEFINED 853,404 363 195,367
COCA COLA CO COM 191216100 58,899 1,257,173 SH OTHER 1,201,792 18,636 36,745
COCA COLA ENTERPRISES INC COM 191219104 2 125 SH DEFINED 125
COCA COLA ENTERPRISES INC COM 191219104 14,414 939,638 SH OTHER 939,557 81
COLGATE PALMOLIVE CO COM 194162103 6,828 117,216 SH DEFINED 111,748 500 4,968
COLGATE PALMOLIVE CO COM 194162103 16,160 277,428 SH OTHER 268,028 9,400
COLONIAL BANCGROUP INC COM 195493309 156 12,166 SH DEFINED 12,166
COLONIAL BANCGROUP INC COM 195493309 133 10,388 SH OTHER 6,388 4,000
COLONIAL PPTYS TR (REIT) SH BEN INT 195872106 41 1,400 SH DEFINED 1,400
COLONIAL PPTYS TR (REIT) SH BEN INT 195872106 441 14,925 SH OTHER 14,925
COMERICA INC COM 200340107 2,781 50,200 SH DEFINED 50,200
COMPASS BANCSHARES, INC. COM 20449H109 2,316 88,969 SH DEFINED 82,641 6,328
COMPASS BANCSHARES, INC. COM 20449H109 2,430 93,356 SH OTHER 92,344 1,012
COMPAQ COMPUTER CORP COM 204493100 130 15,678 SH DEFINED 14,353 1,325
COMPAQ COMPUTER CORP COM 204493100 210 25,254 SH OTHER 24,711 43 500
CONAGRA FOODS INC COM COM 205887102 3,080 137,200 SH DEFINED 137,100 100
CONAGRA FOODS INC COM COM 205887102 233 10,362 SH OTHER 10,162 200
CONEXANT SYS INC COM 207142100 128 15,366 SH DEFINED 15,366
CONEXANT SYS INC COM 207142100 24 2,914 SH OTHER 1,466 1,448
CONOCO INC CL B 208251405 3,936 155,325 SH DEFINED 154,675 650
CONOCO INC CL B 208251405 156 6,156 SH OTHER 6,156
CONSOLIDATED EDISON INC COM 209115104 175 4,301 SH DEFINED 4,301
CONSOLIDATED EDISON INC COM 209115104 169 4,150 SH OTHER 4,150
CORNING INC COM 219350105 1,764 200,000 SH DEFINED 196,870 3,130
CORNING INC COM 219350105 94 10,633 SH OTHER 8,914 19 1,700
COSTCO WHSL CORP COM 22160K105 2,880 81,000 SH DEFINED 80,700 300
COSTCO WHSL CORP COM 22160K105 377 10,600 SH OTHER 400 10,200
COVANTA ENERGY CORP COM 22281N103 140 12,000 SH DEFINED 12,000
DPL INC COM 233293109 2,031 83,494 SH DEFINED 82,025 1,469
DPL INC COM 233293109 34 1,400 SH OTHER 1,400
DST SYS INC DEL COM 233326107 865 20,000 SH DEFINED 20,000
DTE ENERGY CO COM 233331107 204 4,750 SH DEFINED 4,670 80
DTE ENERGY CO COM 233331107 2 50 SH OTHER 50
DELL COMPUTER CORP COM 247025109 653 35,216 SH DEFINED 20,286 14,930
DELL COMPUTER CORP COM 247025109 291 15,693 SH OTHER 15,193 500
DELPHI AUTOMOTIVE SYS CORP COM 247126105 2,664 226,717 SH DEFINED 224,759 1,958
DELPHI AUTOMOTIVE SYS CORP COM 247126105 71 6,032 SH OTHER 4,785 1,247
DELTA AIR LINES INC COM 247361108 195 7,390 SH DEFINED 6,290 1,100
DELTA AIR LINES INC COM 247361108 150 5,688 SH OTHER 5,688
DELTIC TIMBER CORP COM 247850100 465 18,386 SH DEFINED 18,386
DIAL CORP NEW COM COM 25247D101 1,566 94,630 SH DEFINED 90,187 543 3,900
DIAL CORP NEW COM COM 25247D101 143 8,650 SH OTHER 5,915 1,735 1,000
DIAMOND OFFSHORE DRILLNG INC COM 25271C102 1,356 53,785 SH DEFINED 53,785
DIAMOND OFFSHORE DRILLNG INC COM 25271C102 3 100 SH OTHER 100
DIEBOLD INC COM 253651103 287 7,523 SH DEFINED 6,323 1,200
DILLARDS INC CL A 254067101 152 11,553 SH DEFINED 3,719 7,834
DILLARDS INC CL A 254067101 111 8,400 SH OTHER 8,400
WALT DISNEY COMPANY COM DISNEY 254687106 816 43,844 SH DEFINED 42,185 500 1,159
WALT DISNEY COMPANY COM DISNEY 254687106 1,170 62,848 SH OTHER 28,626 600 33,622
DOLLAR TREE STORES INC COM 256747106 1,398 74,000 SH DEFINED 74,000
DOMINION RES INC VA NEW COM 25746U109 2,814 47,408 SH DEFINED 47,288 120
DOMINION RES INC VA NEW COM 25746U109 72 1,221 SH OTHER 1,221
DOVER CORP COM 260003108 814 27,044 SH DEFINED 2,000 25,044
DOVER CORP COM 260003108 113 3,745 SH OTHER 3,041 704
DOW CHEM CO COM COM 260543103 1,233 37,634 SH DEFINED 37,634
DOW CHEM CO COM COM 260543103 588 17,949 SH OTHER 14,162 633 3,154
DREYFUS STRATEGIC MUNS INC COM 261932107 486 50,183 SH DEFINED 50,000 183
DREYFUS STRATEGIC MUNS INC COM 261932107 33 3,400 SH OTHER 3,400
DREYFUS STRATEGIC MUN BD FD INC COM 26202F107 464 51,548 SH DEFINED 51,548
DU PONT E I DE NEMOURS & CO COM 263534109 12,925 344,482 SH DEFINED 338,567 5,915
DU PONT E I DE NEMOURS & CO COM 263534109 1,921 51,193 SH OTHER 37,287 1,206 12,700
DUFF & PHELPS UTILS INCOME,INC COM 264324104 238 22,179 SH DEFINED 21,775 404
DUFF & PHELPS UTILS INCOME,INC COM 264324104 139 12,980 SH OTHER 12,980
DUKE ENERGY CORP COM 264399106 6,763 178,671 SH DEFINED 168,874 9,797
DUKE ENERGY CORP COM 264399106 656 17,324 SH OTHER 17,024 300
DURECT CORP COM 266605104 306 31,617 SH OTHER 31,617
E M C CORP MASS COM 268648102 6,958 592,141 SH DEFINED 561,975 587 29,579
E M C CORP MASS COM 268648102 419 35,645 SH OTHER 25,992 1,303 8,350
ENSCO INTL INC COM 26874Q100 936 64,000 SH DEFINED 64,000
EASTMAN KODAK CO COM 277461109 579 17,794 SH DEFINED 15,399 2,395
EASTMAN KODAK CO COM 277461109 314 9,660 SH OTHER 8,610 750 300
EATON CORP COM 278058102 233 3,932 SH DEFINED 3,760 172
EATON VANCE MUNICIPAL INCOME FD SH BEN INT 27826U108 432 33,332 SH DEFINED 33,332
EL PASO CORP COM 28336L109 369 8,871 SH DEFINED 7,125 1,746
EL PASO CORP COM 28336L109 440 10,593 SH OTHER 7,437 3,156
ELECTRONIC ARTS COM 285512109 1,735 38,000 SH DEFINED 38,000
ELECTRONIC ARTS COM 285512109 183 4,000 SH OTHER 4,000
ELECTRONIC DATA SYS CORP NEW COM 285661104 729 12,662 SH DEFINED 11,964 40 658
ELECTRONIC DATA SYS CORP NEW COM 285661104 769 13,356 SH OTHER 3,156 100 10,100
EMERSON ELECTRIC CO COM 291011104 5,838 124,057 SH DEFINED 123,457 600
EMERSON ELECTRIC CO COM 291011104 504 10,710 SH OTHER 9,510 1,200
ENERGEN CORP COM 29265N108 155 6,896 SH DEFINED 6,896
ENERGEN CORP COM 29265N108 195 8,650 SH OTHER 5,600 3,050
ENERGYSOUTH INC COM 292970100 1,205 55,405 SH DEFINED 47,403 8,002
ENERGYSOUTH INC COM 292970100 44 2,000 SH OTHER 2,000
ENRON CORPORATION COM 293561106 5,667 208,111 SH DEFINED 206,035 2,076
ENRON CORPORATION COM 293561106 15 550 SH OTHER 550
ENTERGY CORP COM 29364G103 502 14,109 SH DEFINED 12,367 1,742
ENTERGY CORP COM 29364G103 75 2,100 SH OTHER 100 1,000 1,000
EQUITABLE RES INC COM 294549100 788 26,250 SH DEFINED 26,250
EQUITY INCOME FUND UT 1 EX SR-ATT 294700703 401 3,083 SH DEFINED 2,600 483
EXELON CORP COM 30161N101 294 6,595 SH DEFINED 5,229 1,366
EXELON CORP COM 30161N101 115 2,579 SH OTHER 1,527 1,052
EXPRESS SCRIPTS INC COM 302182100 1,106 20,000 SH DEFINED 20,000
EXXON MOBIL CORP COM 30231G102 64,054 1,625,733 SH DEFINED 1,531,343 5,676 88,714
EXXON MOBIL CORP COM 30231G102 15,431 391,660 SH OTHER 335,622 30,960 25,078
FPL GROUP INC COM 302571104 4,560 85,163 SH DEFINED 83,920 1,243
FPL GROUP INC COM 302571104 190 3,550 SH OTHER 760 2,190 600
FAMILY DOLLAR STORES INC COM 307000109 1,995 72,497 SH DEFINED 71,754 470 273
FAMILY DOLLAR STORES INC COM 307000109 35 1,283 SH OTHER 576 707
FEDERAL HOME LN MTG CORP COM 313400301 2,288 35,202 SH DEFINED 34,056 1,146
FEDERAL HOME LN MTG CORP COM 313400301 2 36 SH OTHER 36
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 29,149 364,090 SH DEFINED 355,040 320 8,730
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 946 11,817 SH OTHER 8,595 615 2,607
FEDEX CORP COM 31428X106 1,400 38,084 SH DEFINED 1,488 36,596
FEDEX CORP COM 31428X106 34 929 SH OTHER 929
FIRST DATA CORP COM 319963104 837 14,365 SH DEFINED 14,215 150
FIRST DATA CORP COM 319963104 111 1,902 SH OTHER 1,902
FIRST HEALTH GROUP CORP COM 320960107 2,350 80,000 SH DEFINED 80,000
FIRST HEALTH GROUP CORP COM 320960107 12 400 SH OTHER 400
FIRST TENNESSEE NATIONAL CORP COM 337162101 222 5,992 SH OTHER 5,992
FIRST VIRGINIA BANKSHARES, INC. COM 337477103 1,130 24,680 SH OTHER 24,680
FIRSTENERGY CORP COM 337932107 255 7,091 SH DEFINED 6,891 200
FIRSTENERGY CORP COM 337932107 7 190 SH OTHER 190
FLEETBOSTON FINL CORP COM 339030108 6,948 189,053 SH DEFINED 189,053
FLEETBOSTON FINL CORP COM 339030108 85 2,302 SH OTHER 2,302
FLEMING COMPANIES INC COM 339130106 535 18,150 SH DEFINED 18,150
FLORIDA ROCK INDS INC COM 341140101 288 9,124 SH DEFINED 6,750 2,374
FLORIDA ROCK INDS INC COM 341140101 33 1,057 SH OTHER 1,057
FORD MTR CO DEL COM PAR $0.01 345370860 5,795 333,992 SH DEFINED 320,112 13,880
FORD MTR CO DEL COM PAR $0.01 345370860 608 35,038 SH OTHER 30,056 4,982
FOREST LABS INC COM 345838106 2,349 32,565 SH DEFINED 31,965 600
FOREST LABS INC COM 345838106 14 200 SH OTHER 200
FORTUNE BRANDS INC COM 349631101 556 16,595 SH DEFINED 14,720 1,875
FORTUNE BRANDS INC COM 349631101 143 4,280 SH OTHER 4,280
FRONTIER AIRLINES COM 359065109 662 80,000 SH DEFINED 80,000
GALLAGHER ARTHUR J & CO COM 363576109 1,083 32,000 SH DEFINED 32,000
GALLAHER GROUP PLC SPONSORED ADR 363595109 448 16,772 SH DEFINED 16,772
GALLAHER GROUP PLC SPONSORED ADR 363595109 98 3,680 SH OTHER 3,680
GANNETT INC COM 364730101 863 14,361 SH DEFINED 10,361 600 3,400
GANNETT INC COM 364730101 778 12,942 SH OTHER 12,246 696
GAP INC COM 364760108 1,162 97,245 SH DEFINED 95,295 1,800 150
GAP INC COM 364760108 57 4,800 SH OTHER 4,800
GENENTECH INC COM NEW 368710406 238 5,400 SH OTHER 5,400
GENERAL DYNAMICS CORP COM 369550108 5,226 59,168 SH DEFINED 57,873 1,295
GENERAL DYNAMICS CORP COM 369550108 3 34 SH OTHER 34
GENERAL ELECTRIC CO COM 369604103 76,311 2,051,366 SH DEFINED 1,982,116 5,270 63,980
GENERAL ELECTRIC CO COM 369604103 22,059 592,995 SH OTHER 520,213 13,934 58,848
GENERAL MILLS INC COM 370334104 6,110 134,279 SH DEFINED 127,361 6,918
GENERAL MILLS INC COM 370334104 549 12,067 SH OTHER 11,027 1,040
GENERAL MOTORS CORP COM 370442105 7,963 185,608 SH DEFINED 157,556 150 27,902
GENERAL MOTORS CORP COM 370442105 591 13,777 SH OTHER 12,537 600 640
GENERAL MTRS CORP CLASS H NEW CL H NEW 370442832 1,170 87,739 SH DEFINED 5,589 82,150
GENERAL MTRS CORP CLASS H NEW CL H NEW 370442832 23 1,708 SH OTHER 1,708
GENUINE PARTS CO COM 372460105 1,193 37,455 SH DEFINED 32,955 4,500
GENUINE PARTS CO COM 372460105 653 20,495 SH OTHER 19,895 600
GENZYME CORP GENL DIV 372917104 4,769 105,000 SH DEFINED 105,000
GEORGIA PAC CORP (GEORGIA PAC) GA PAC GRP 373298108 3,101 107,728 SH DEFINED 105,656 2,072
GEORGIA PAC CORP (GEORGIA PAC) GA PAC GRP 373298108 58 2,000 SH OTHER 2,000
GEORGIA PAC CORP TIMBER GROUP COM-TIMBER GRP 373298702 4,015 110,844 SH DEFINED 59,308 1,036 50,500
GILEAD SCIENCES INC COM 375558103 3,595 64,000 SH DEFINED 64,000
GILLETTE CO COM 375766102 4,669 156,679 SH DEFINED 134,440 22,239
GILLETTE CO COM 375766102 2,069 69,429 SH OTHER 53,529 1,700 14,200
GLAXO SMITHKLINE SPONSORED ADR 37733W105 210 3,736 SH DEFINED 3,691 45
GLAXO SMITHKLINE SPONSORED ADR 37733W105 124 2,215 SH OTHER 2,050 165
GLOBAL MARINE INC COM 379352404 1,142 81,600 SH DEFINED 81,500 100
GRAY COMMUNICATIONS SYSTEM INC COM 389190109 2,351 154,688 SH DEFINED 154,688
HCA-INC COM 404119109 234 5,285 SH DEFINED 5,285
HCB BANCSHARES INC COM 40413N106 2,534 204,855 SH DEFINED 204,855
HALLIBURTON CO COM 406216101 4,459 197,720 SH DEFINED 193,540 4,180
HALLIBURTON CO COM 406216101 318 14,108 SH OTHER 8,991 168 4,949
HARTFORD FINL SVCS GROUP INC COM 416515104 200 3,405 SH DEFINED 3,405
HARTFORD FINL SVCS GROUP INC COM 416515104 13 225 SH OTHER 225
HEALTHSOUTH CORP COM 421924101 99 6,075 SH DEFINED 6,075
HEALTHSOUTH CORP COM 421924101 116 7,150 SH OTHER 7,150
HEALTH MGMT ASSOC INC NEW CL A 421933102 2,076 100,000 SH DEFINED 100,000
HEINZ H J CO COM 423074103 1,843 43,731 SH DEFINED 42,831 900
HEINZ H J CO COM 423074103 558 13,245 SH OTHER 12,345 900
HERSHEY FOODS CORP COM 427866108 941 14,398 SH DEFINED 13,973 425
HERSHEY FOODS CORP COM 427866108 675 10,332 SH OTHER 8,800 100 1,432
HEWLETT PACKARD CO COM 428236103 1,134 70,650 SH DEFINED 69,650 1,000
HEWLETT PACKARD CO COM 428236103 500 31,166 SH OTHER 26,612 4,554
HIBERNIA CORP CL A 428656102 408 24,976 SH DEFINED 24,976
HILTON HOTELS COM 432848109 918 116,994 SH DEFINED 4,444 112,550
HOME DEPOT INC COM 437076102 18,519 482,641 SH DEFINED 467,924 2,069 12,648
HOME DEPOT INC COM 437076102 1,301 33,899 SH OTHER 20,247 2,062 11,590
HONEYWELL INTERNATIONAL INC COM 438516106 532 20,135 SH DEFINED 19,250 885
HONEYWELL INTERNATIONAL INC COM 438516106 289 10,933 SH OTHER 2,027 8,906
HOST MARRIOTT CORP NEW (REIT) COM 44107P104 618 87,598 SH DEFINED 4,465 83,133
HOUSEHOLD INTERNATIONAL CORP COM 441815107 453 8,028 SH DEFINED 8,028
HOUSEHOLD INTERNATIONAL CORP COM 441815107 640 11,353 SH OTHER 4,426 6,927
HOUSTON EXPL CO COM 442120101 2,976 120,000 SH DEFINED 120,000
ICN PHARMACEUTICALS INC NEW COM 448924100 1,484 56,300 SH DEFINED 56,300
ICOS CORP COM 449295104 1,968 40,000 SH DEFINED 40,000
IDEC PHARMACEUTICALS CORP COM 449370105 3,470 70,000 SH DEFINED 70,000
IDACORP INC COM 451107106 2,181 61,000 SH DEFINED 61,000
INPRIMIS INC COM 45769X103 1 10,000 SH OTHER 10,000
INSURED MUNICIPAL INCOME FUND COM 45809F104 602 44,583 SH DEFINED 44,583
INSURED MUNICIPAL INCOME FUND COM 45809F104 12 865 SH OTHER 865
INTEGRATED DEVICE TECH INC COM 458118106 1,207 60,000 SH DEFINED 60,000
INTEL CORP COM 458140100 34,751 1,700,137 SH DEFINED 1,622,972 4,060 73,105
INTEL CORP COM 458140100 4,229 206,882 SH OTHER 174,120 9,718 23,044
INTERGRAPH CORP COM 458683109 271 30,250 SH DEFINED 30,250
INTERGRAPH CORP COM 458683109 31 3,500 SH OTHER 3,500
INTERNATIONAL BUS MACHINES CORP COM 459200101 46,415 506,054 SH DEFINED 477,701 480 27,873
INTERNATIONAL BUS MACHINES CORP COM 459200101 5,694 62,076 SH OTHER 49,807 2,732 9,537
INTL FLAVORS & FRAGRANCES INC COM 459506101 117 4,208 SH DEFINED 3,958 250
INTL FLAVORS & FRAGRANCES INC COM 459506101 106 3,822 SH OTHER 3,522 300
INTERNATIONAL PAPER CO COM 460146103 11,735 336,830 SH DEFINED 335,252 300 1,278
INTERNATIONAL PAPER CO COM 460146103 1,544 44,314 SH OTHER 44,314
INVESTMENT TECHNOLOGY GRP NE COM 46145F105 888 16,000 SH DEFINED 16,000
IVAX CORP COM 465823102 2,231 100,616 SH DEFINED 100,616
JDS UNIPHASE CORP COM 46612J101 2,267 358,742 SH DEFINED 350,429 8,313
JDS UNIPHASE CORP COM 46612J101 65 10,235 SH OTHER 4,611 449 5,175
JP MORGAN CHASE & CO COM 46625H100 11,805 345,675 SH DEFINED 336,132 3,980 5,563
JP MORGAN CHASE & CO COM 46625H100 1,066 31,223 SH OTHER 19,458 8,025 3,740
JEFFERSON PILOT CORP COM 475070108 11,839 266,164 SH DEFINED 236,969 1,005 28,190
JEFFERSON PILOT CORP COM 475070108 4,368 98,204 SH OTHER 59,027 3,665 35,512
JOHNSON & JOHNSON COM 478160104 52,820 953,435 SH DEFINED 899,163 2,500 51,772
JOHNSON & JOHNSON COM 478160104 5,066 91,442 SH OTHER 59,928 5,874 25,640
JONES APPAREL GROUP INC COM 480074103 1,020 40,000 SH DEFINED 40,000
KELLOGG CO COM 487836108 209 6,975 SH DEFINED 5,775 1,200
KELLOGG CO COM 487836108 336 11,200 SH OTHER 10,400 800
KEYCORP NEW COM 493267108 1,201 49,732 SH DEFINED 48,512 1,220
KEYCORP NEW COM 493267108 10 400 SH OTHER 400
KIMBERLY CLARK CORP COM 494368103 16,874 272,169 SH DEFINED 250,433 489 21,247
KIMBERLY CLARK CORP COM 494368103 3,762 60,680 SH OTHER 52,959 4,488 3,233
KNIGHT RIDDER INC COM 499040103 1,782 31,898 SH DEFINED 31,898
KRAFT FOODS INC CL A 50075N104 2,705 78,705 SH DEFINED 77,490 1,215
KROGER CO COM 501044101 1,584 64,300 SH DEFINED 64,000 300
LEGG MASON INC COM 524901105 1,272 32,000 SH DEFINED 32,000
LEHMAN BROS HLDGS INC COM 524908100 112 1,978 SH DEFINED 1,938 40
LEHMAN BROS HLDGS INC COM 524908100 117 2,054 SH OTHER 1,740 314
LILLY ELI & CO COM 532457108 3,243 40,180 SH DEFINED 39,870 310
LILLY ELI & CO COM 532457108 2,688 33,313 SH OTHER 29,913 3,400
LIMITED INC COM 532716107 2,195 231,056 SH DEFINED 231,056
LINCARE HLDGS INC COM 532791100 1,275 48,000 SH DEFINED 48,000
LINCOLN NATIONAL CORP IND COM 534187109 3,106 66,600 SH DEFINED 66,600
LINCOLN NATIONAL CORP IND COM 534187109 23 500 SH OTHER 500
LOEWS CORP COM 540424108 6 130 SH DEFINED 130
LOEWS CORP COM 540424108 833 18,000 SH OTHER 18,000
LONE STAR TECHNOLOGIES INC COM 542312103 1,736 140,000 SH DEFINED 140,000
LOUISIANA PACIFIC CORP COM 546347105 622 95,645 SH DEFINED 95,367 278
LOWES COS INC COM 548661107 8,709 275,170 SH DEFINED 273,307 1,863
LOWES COS INC COM 548661107 81 2,550 SH OTHER 2,350 200
LUCENT TECHNOLOGIES INC COM 549463107 286 49,870 SH DEFINED 44,579 560 4,731
LUCENT TECHNOLOGIES INC COM 549463107 302 52,739 SH OTHER 35,626 1,036 16,077
LUFKIN INDUSTRIES INCORPORATED COM 549764108 1 40 SH DEFINED 40
LUFKIN INDUSTRIES INCORPORATED COM 549764108 843 36,765 SH OTHER 36,765
MBNA CORP COM 55262L100 543 17,920 SH DEFINED 17,920
MBNA CORP COM 55262L100 8 280 SH OTHER 280
MFS MULTIMARKET INCOME TRUST SH BEN INT 552737108 59 9,815 SH DEFINED 9,815
MFS MULTIMARKET INCOME TRUST SH BEN INT 552737108 14 2,380 SH OTHER 2,380
MANULIFE FINL CORP COM 56501R106 218 8,299 SH DEFINED 8,299
MARSH & MCLENNAN COS INC COM 571748102 3,298 34,107 SH DEFINED 33,414 126 567
MARSH & MCLENNAN COS INC COM 571748102 764 7,903 SH OTHER 1,272 413 6,218
MARRIOTT INTL INC NEW CL A 571903202 1,236 37,000 SH DEFINED 37,000
MARRIOTT INTL INC NEW CL A 571903202 251 7,500 SH OTHER 200 7,300
MASCO CORP COM 574599106 207 10,150 SH DEFINED 10,150
MASCO CORP COM 574599106 305 14,900 SH OTHER 3,400 11,500
MAY DEPT STORES CO COM 577778103 157 5,400 SH DEFINED 5,400
MAY DEPT STORES CO COM 577778103 67 2,322 SH OTHER 2,322
MAYTAG CORP COM 578592107 17,675 717,325 SH DEFINED 717,325
MAYTAG CORP COM 578592107 49 2,000 SH OTHER 2,000
MCCORMICK & CO INC COM STOCK COM NON VTG 579780206 823 17,964 SH DEFINED 17,964
MCCORMICK & CO INC COM STOCK COM NON VTG 579780206 41 888 SH OTHER 888
MCDONALDS CORP COM 580135101 8,655 318,900 SH DEFINED 315,300 3,600
MCDONALDS CORP COM 580135101 1,518 55,950 SH OTHER 50,150 5,800
MCGRAW-HILL COMPANIES INC NEW COM 580645109 408 7,014 SH DEFINED 6,614 400
MCGRAW-HILL COMPANIES INC NEW COM 580645109 81 1,400 SH OTHER 1,200 200
MCKESSON CORPORATION COM 58155Q103 188 4,968 SH DEFINED 4,968
MCKESSON CORPORATION COM 58155Q103 128 3,383 SH OTHER 3,383
MEAD CORP COM 582834107 1,697 61,295 SH DEFINED 58,779 2,516
MEAD CORP COM 582834107 2,276 82,228 SH OTHER 30,816 51,412
MEDIMMUNE INC COM 584699102 891 25,000 SH DEFINED 25,000
MEDTRONIC INC COM 585055106 5,292 121,653 SH DEFINED 121,114 539
MEDTRONIC INC COM 585055106 522 12,000 SH OTHER 12,000
MERCK & CO INC COM 589331107 32,990 495,350 SH DEFINED 470,377 1,730 23,243
MERCK & CO INC COM 589331107 10,953 164,455 SH OTHER 128,049 4,094 32,312
MERRILL LYNCH & CO INC COM 590188108 4,581 112,834 SH DEFINED 112,834
MERRILL LYNCH & CO INC COM 590188108 2 50 SH OTHER 50
MICREL INC COM 594793101 399 20,000 SH DEFINED 20,000
MICROSOFT CORP COM 594918104 36,090 705,304 SH DEFINED 679,566 3,022 22,716
MICROSOFT CORP COM 594918104 3,077 60,141 SH OTHER 46,574 1,734 11,833
MICROCHIP TECHNOLOGY INC COM 595017104 1,340 50,000 SH DEFINED 50,000
MICRON TECHNOLOGY INC COM 595112103 327 17,360 SH DEFINED 15,260 250 1,850
MICRON TECHNOLOGY INC COM 595112103 82 4,350 SH OTHER 3,500 250 600
MILLENNIUM PHARMACTCLS INC COM 599902103 3,199 180,100 SH DEFINED 180,000 100
MINNESOTA MINING & MFG CO COM 604059105 2,269 23,057 SH DEFINED 21,007 1,266 784
MINNESOTA MINING & MFG CO COM 604059105 1,740 17,688 SH OTHER 14,021 883 2,784
MIRANT CORP COM 604675108 3,209 146,539 SH DEFINED 140,577 119 5,843
MIRANT CORP COM 604675108 655 29,912 SH OTHER 21,509 2,912 5,491
MOODYS CORP COM 615369105 174 4,710 SH DEFINED 4,710
MOODYS CORP COM 615369105 30 800 SH OTHER 800
MORGAN STANLEY DEAN WITTER & CO NEW 617446448 7,530 162,467 SH DEFINED 161,977 490
MORGAN STANLEY DEAN WITTER & CO NEW 617446448 610 13,168 SH OTHER 13,168
MOTOROLA INC COM 620076109 960 61,511 SH DEFINED 58,161 3,350
MOTOROLA INC COM 620076109 563 36,120 SH OTHER 28,700 1,620 5,800
MUNIHOLDINGS FD II INC COM 625935101 134 10,900 SH DEFINED 10,900
MUNIHOLDINGS INSD FD II INC COM 62625A102 130 10,000 SH DEFINED 10,000
MUNIHOLDINGS INSD FD II INC COM 62625A102 9 700 SH OTHER 700
MURPHY OIL CORP COM 626717102 1,411 19,500 SH DEFINED 19,500
MYLAN LABORATORIES INC COM 628530107 2,417 74,100 SH DEFINED 74,100
NATIONAL CITY CORP COM 635405103 235 7,852 SH DEFINED 7,682 170
NATIONAL CITY CORP COM 635405103 60 2,000 SH OTHER 2,000
NATIONAL COMM FINL CORP COM 63545P104 2,349 90,000 SH DEFINED 90,000
NATIONAL COMM FINL CORP COM 63545P104 91 3,499 SH OTHER 3,331 168
NATIONAL-OILWELL INC COM 637071101 580 40,000 SH DEFINED 40,000
NETWORK APPLIANCE INC COM 64120L104 78 11,475 SH DEFINED 11,275 200
NEWMONT MINING CORP (NEW) COM 651639106 1,344 56,941 SH DEFINED 56,941
NEWMONT MINING CORP (NEW) COM 651639106 4 188 SH OTHER 188
NOKIA CORP SPONSORED ADR 654902204 2,390 152,720 SH DEFINED 139,800 12,920
NOKIA CORP SPONSORED ADR 654902204 416 26,606 SH OTHER 6,981 19,625
NOBLE DRILLING CORP COM 655042109 1,296 54,000 SH DEFINED 54,000
NORFOLK SOUTHERN CORPORATION COM 655844108 268 16,641 SH DEFINED 15,633 1,008
NORFOLK SOUTHERN CORPORATION COM 655844108 406 25,204 SH OTHER 21,604 3,600
NORTEL NETWORKS CORP NEW COM 656568102 1,311 233,627 SH DEFINED 231,443 2,184
NORTEL NETWORKS CORP NEW COM 656568102 44 7,853 SH OTHER 5,774 29 2,050
NOVELLUS SYS INC COM 670008101 2,199 77,000 SH DEFINED 77,000
NUVEEN PERF PLUS MUN FD INC COM 67062P108 191 13,360 SH DEFINED 13,150 210
NUVEEN PERF PLUS MUN FD INC COM 67062P108 10 700 SH OTHER 700
NVIDIA CORP COM 67066G104 824 30,000 SH DEFINED 30,000
OGE ENERGY CORP COM 670837103 162 7,400 SH DEFINED 7,400
OGE ENERGY CORP COM 670837103 51 2,350 SH OTHER 2,200 150
NUVEEN MUN VALUE FD INC COM 670928100 195 21,108 SH DEFINED 21,108
NUVEEN MUN VALUE FD INC COM 670928100 34 3,666 SH OTHER 3,666
NUVEEN TEX QUAL INCM MUN FD COM 670983105 723 49,800 SH DEFINED 49,800
OCCIDENTAL PETE CORP COM 674599105 506 20,796 SH DEFINED 20,546 250
OCCIDENTAL PETE CORP COM 674599105 5 200 SH OTHER 200
OLD REPUBLIC INTL CORP COM 680223104 64 2,438 SH DEFINED 2,438
OLD REPUBLIC INTL CORP COM 680223104 8,543 325,960 SH OTHER 77,686 248,274
OMNICOM GROUP COM 681919106 388 5,982 SH OTHER 5,982
ONEOK INC NEW COM 682680103 308 18,606 SH DEFINED 18,606
ORACLE CORPORATION COM 68389X105 10,084 801,587 SH DEFINED 778,213 10,591 12,783
ORACLE CORPORATION COM 68389X105 492 39,104 SH OTHER 29,308 9,496 300
OXFORD HEALTH PLANS INC COM 691471106 1,136 40,000 SH DEFINED 40,000
PNC FINANCIAL SERVICES GROUP COM 693475105 126 2,200 SH DEFINED 1,200 1,000
PNC FINANCIAL SERVICES GROUP COM 693475105 155 2,701 SH OTHER 400 1,791 510
PPG INDUSTRIES INC COM 693506107 6 126 SH DEFINED 126
PPG INDUSTRIES INC COM 693506107 284 6,200 SH OTHER 5,800 400
PACCAR INC COM 693718108 12 250 SH DEFINED 250
PACCAR INC COM 693718108 273 5,554 SH OTHER 5,554
PARKER DRILLING CO COM 701081101 924 300,000 SH DEFINED 300,000
PEMCO AVIATION GROUP INC COM 706444106 135 10,000 SH DEFINED 10,000
PEOPLES BANCTRUST INC COM 709796106 4,841 405,100 SH DEFINED 405,100
PEOPLES BANCTRUST INC COM 709796106 59 4,928 SH OTHER 4,928
PEPSICO INC COM 713448108 23,071 475,686 SH DEFINED 466,353 450 8,883
PEPSICO INC COM 713448108 2,425 49,995 SH OTHER 29,219 5,294 15,482
PFIZER INC COM 717081103 50,392 1,256,660 SH DEFINED 1,209,981 700 45,979
PFIZER INC COM 717081103 5,548 138,343 SH OTHER 90,049 5,116 43,178
PHARMACIA CORP COM 71713U102 10,811 266,544 SH DEFINED 262,174 290 4,080
PHARMACIA CORP COM 71713U102 1,845 45,485 SH OTHER 30,246 4,189 11,050
PHILIP MORRIS COS INC COM 718154107 18,217 377,242 SH DEFINED 372,325 900 4,017
PHILIP MORRIS COS INC COM 718154107 2,993 61,974 SH OTHER 54,322 6,500 1,152
PHILLIPS PETE CO COM 718507106 9,550 177,040 SH DEFINED 176,385 655
PHILLIPS PETE CO COM 718507106 76 1,400 SH OTHER 1,400
PIONEER NATURAL RESOURCES CO COM 723787107 733 51,500 SH DEFINED 51,500
PITNEY BOWES INC COM 724479100 1,272 33,296 SH DEFINED 32,200 1,096
PITNEY BOWES INC COM 724479100 443 11,600 SH OTHER 11,600
POWERWAVE TECHNOLOGIES INC COM 739363109 477 40,000 SH DEFINED 40,000
PROASSURANCE CORP COM 74267C106 243 16,329 SH DEFINED 13,238 3,091
PROASSURANCE CORP COM 74267C106 24 1,633 SH OTHER 1,633
PROCTER & GAMBLE CO COM 742718109 28,926 397,391 SH DEFINED 378,430 830 18,131
PROCTER & GAMBLE CO COM 742718109 5,838 80,207 SH OTHER 51,335 3,530 25,342
PROGRESS ENERGY INC COM 743263105 732 17,031 SH DEFINED 16,781 250
PROGRESS ENERGY INC COM 743263105 147 3,422 SH OTHER 1,327 95 2,000
PROTECTIVE LIFE CORP COM 743674103 1,768 60,965 SH DEFINED 60,965
PROTECTIVE LIFE CORP COM 743674103 6,575 226,710 SH OTHER 225,354 700 656
PROTEIN DESIGN LABS INC COM 74369L103 1,086 23,000 SH DEFINED 23,000
PROVIDIAN FINL CORP COM 74406A102 432 21,422 SH DEFINED 21,422
PROVIDIAN FINL CORP COM 74406A102 598 29,680 SH OTHER 15,880 13,800
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 2,400 56,397 SH DEFINED 56,397
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 36 844 SH OTHER 94 750
PUTNAM INVT GRADE MUN TR COM 746805100 338 31,000 SH DEFINED 31,000
PUTNAM MANAGED MUN INCOME TR COM 746823103 2,553 300,334 SH DEFINED 297,885 2,449
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 76 12,568 SH DEFINED 7,718 4,850
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 10 1,600 SH OTHER 1,600
PUTNAM MASTER INTER INCOME TR SH BEN INT 746909100 55 9,142 SH DEFINED 9,142
PUTNAM MASTER INTER INCOME TR SH BEN INT 746909100 8 1,263 SH OTHER 1,263
QUALCOMM INC COM 747525103 6,059 127,441 SH DEFINED 120,891 6,550
QUALCOMM INC COM 747525103 519 10,924 SH OTHER 4,474 6,450
QUEST DIAGNOSTICS INC COM 74834L100 2,838 46,000 SH DEFINED 46,000
QUESTAR CORP COM 748356102 243 12,050 SH DEFINED 12,050
QUESTAR CORP COM 748356102 20 1,000 SH OTHER 1,000
QWEST COMM INTL INC COM 749121109 1,440 86,229 SH DEFINED 58,707 27,522
QWEST COMM INTL INC COM 749121109 238 14,265 SH OTHER 10,429 1,153 2,683
RADIOSHACK CORP COM 750438103 62 2,567 SH DEFINED 1,259 1,308
RADIOSHACK CORP COM 750438103 165 6,800 SH OTHER 6,800
RATIONAL SOFTWARE CORP NEW 75409P202 346 40,000 SH DEFINED 40,000
RAYTHEON CO (NEW) NEW 755111507 501 14,426 SH DEFINED 14,246 180
RAYTHEON CO (NEW) NEW 755111507 74 2,124 SH OTHER 1,169 300 655
REGIONS FINANCIAL CORP COM 758940100 101,631 3,521,527 SH DEFINED 2,662,775 10,495 848,257
REGIONS FINANCIAL CORP COM 758940100 52,790 1,829,168 SH OTHER 1,593,094 43,991 192,083
RELIANT ENERGY INC COM 75952J108 572 21,715 SH DEFINED 20,749 966
RELIANT ENERGY INC COM 75952J108 191 7,273 SH OTHER 1,247 4,028 1,998
ROCKWELL INTL CORP NEW COM 773903109 253 17,262 SH DEFINED 17,262
ROCKWELL INTL CORP NEW COM 773903109 53 3,614 SH OTHER 1,642 1,972
ROCKWELL COLLINS INC COM 774341101 251 17,662 SH DEFINED 17,662
ROCKWELL COLLINS INC COM 774341101 44 3,089 SH OTHER 1,642 1,447
ROSS STORES INC COM 778296103 1,170 40,000 SH DEFINED 40,000
ROYAL DUTCH PETROLEUM COMPANY NY REG GLD1.25 780257804 9,990 198,799 SH DEFINED 198,399 300 100
ROYAL DUTCH PETROLEUM COMPANY NY REG GLD1.25 780257804 763 15,184 SH OTHER 12,184 2,000 1,000
RUBY TUESDAY INC COM 781182100 4,154 264,575 SH DEFINED 217,435 824 46,316
RUBY TUESDAY INC COM 781182100 1,463 93,212 SH OTHER 79,412 13,800
RUSSELL CORP COM 782352108 48 3,515 SH DEFINED 3,515
RUSSELL CORP COM 782352108 141 10,246 SH OTHER 950 9,296
SBC COMMUNICATIONS INC NEW COM 78387G103 31,109 660,210 SH DEFINED 640,781 450 18,979
SBC COMMUNICATIONS INC NEW COM 78387G103 3,858 81,885 SH OTHER 54,828 7,352 19,705
SCI SYSTEMS INC COM 783890106 91 5,052 SH DEFINED 3,427 1,625
SCI SYSTEMS INC COM 783890106 97 5,400 SH OTHER 5,000 400
SPDR TR UNIT SER 1 78462F103 235 2,250 SH DEFINED 1,260 990
SPDR TR UNIT SER 1 78462F103 295 2,820 SH OTHER 2,120 700
SABINE ROYALTY TRUST INTEREST UNIT BEN INT 785688102 247 12,010 SH DEFINED 12,010
SAFEWAY INC COM NEW 786514208 325 8,174 SH DEFINED 8,174
SAFEWAY INC COM NEW 786514208 9 225 SH OTHER 225
ST PAUL COS INC COM 792860108 364 8,825 SH DEFINED 8,825
ST PAUL COS INC COM 792860108 187 4,548 SH OTHER 4,548
SAKS INC COM 79377W108 155 31,000 SH DEFINED 31,000
SAKS INC COM 79377W108 1 132 SH OTHER 132
SARA LEE CORP COM 803111103 525 24,641 SH DEFINED 24,641
SARA LEE CORP COM 803111103 334 15,704 SH OTHER 10,534 5,170
SCANA CORP NEW COM 80589M102 803 31,642 SH DEFINED 29,563 2,079
SCANA CORP NEW COM 80589M102 170 6,697 SH OTHER 6,597 100
SCHERING-PLOUGH CORP COM 806605101 15,464 416,810 SH DEFINED 409,070 7,740
SCHERING-PLOUGH CORP COM 806605101 1,246 33,592 SH OTHER 21,709 8,283 3,600
SCHLUMBERGER LTD COM 806857108 8,721 190,837 SH DEFINED 177,972 12,865
SCHLUMBERGER LTD COM 806857108 981 21,456 SH OTHER 12,515 541 8,400
SCHWAB CHARLES CORP NEW COM 808513105 1,515 131,700 SH DEFINED 131,700
SCUDDER MUN INCOME TR SH BEN INT 81118R604 482 42,185 SH DEFINED 41,000 1,185
SEARS ROEBUCK & CO COM 812387108 587 16,949 SH DEFINED 15,115 1,584 250
SEARS ROEBUCK & CO COM 812387108 231 6,662 SH OTHER 5,871 791
SECTOR SPDR TRUST SBI INT-TECH 81369Y803 3,080 160,000 SH DEFINED 160,000
SEMPRA ENERGY COM 816851109 238 9,612 SH DEFINED 9,612
SEMPRA ENERGY COM 816851109 22 889 SH OTHER 889
SEPRACOR INC COM 817315104 3,231 90,000 SH DEFINED 90,000
SERVICEMASTER CO COM 81760N109 1,461 131,761 SH DEFINED 12,761 119,000
SHELL TRANS & TRAD PLC SH NEW NEW YRK SH NEW 822703609 173 3,900 SH DEFINED 3,675 225
SHELL TRANS & TRAD PLC SH NEW NEW YRK SH NEW 822703609 213 4,800 SH OTHER 4,800
SICOR INC COM 825846108 2,267 120,000 SH DEFINED 120,000
SMITH INTL INC COM 832110100 1,103 30,300 SH DEFINED 30,300
SOLECTRON CORP COM 834182107 2,647 227,170 SH DEFINED 227,170
SOLECTRON CORP COM 834182107 5 450 SH OTHER 450
SOLUTIA INC COM 834376105 647 52,166 SH DEFINED 52,066 100
SOLUTIA INC COM 834376105 16 1,316 SH OTHER 1,316
SONOCO PRODUCTS CO COM 835495102 306 13,000 SH DEFINED 3,000 10,000
SONOCO PRODUCTS CO COM 835495102 194 8,237 SH OTHER 462 7,775
SOUTH ALABAMA BANCORP INC COM 836234104 238 24,455 SH DEFINED 21,305 3,150
SOUTH ALABAMA BANCORP INC COM 836234104 239 24,500 SH OTHER 24,500
SOUTHERN CO COM 842587107 12,501 521,306 SH DEFINED 504,669 300 16,337
SOUTHERN CO COM 842587107 2,409 100,476 SH OTHER 82,978 3,179 14,319
SOUTHSIDE BANCSHARES INC COM 84470P109 156 12,702 SH DEFINED 12,702
SOUTHTRUST CORP COM 844730101 6,081 238,771 SH DEFINED 209,133 870 28,768
SOUTHTRUST CORP COM 844730101 7,970 312,924 SH OTHER 264,866 48,058
SOUTHWEST AIRLINES CO COM 844741108 3,333 224,624 SH DEFINED 223,624 1,000
SOUTHWEST AIRLINES CO COM 844741108 25 1,687 SH OTHER 1,687
SPRINT CORP (FON GROUP) COM FON GROUP 852061100 3,699 154,060 SH DEFINED 154,060
SPRINT CORP (FON GROUP) COM FON GROUP 852061100 239 9,938 SH OTHER 9,802 136
SPRINT CORP PCS COM SER 1 852061506 761 28,928 SH DEFINED 28,928
SPRINT CORP PCS COM SER 1 852061506 94 3,582 SH OTHER 3,514 68
STATE STR CORP COM 857477103 141 3,092 SH DEFINED 3,092
STATE STR CORP COM 857477103 732 16,096 SH OTHER 16,096
STERLING BANCSHARES INC COM 858907108 425 32,116 SH DEFINED 32,116
SUN MICROSYSTEMS INC COM 866810104 6,584 796,100 SH DEFINED 771,484 700 23,916
SUN MICROSYSTEMS INC COM 866810104 263 31,817 SH OTHER 20,182 6,320 5,315
SUNGARD DATA SYS INC COM 867363103 2,818 120,580 SH DEFINED 120,580
SUNTRUST BANKS INC COM 867914103 4,161 62,484 SH DEFINED 58,534 3,950
SUNTRUST BANKS INC COM 867914103 1,171 17,581 SH OTHER 15,746 1,835
SYBASE INC COM 871130100 372 40,000 SH DEFINED 40,000
SYNOVUS FINANCIAL CORP COM 87161C105 1,154 41,827 SH DEFINED 16,444 450 24,933
SYNOVUS FINANCIAL CORP COM 87161C105 3,024 109,580 SH OTHER 105,660 505 3,415
SYSCO CORP COM 871829107 1,417 55,477 SH DEFINED 53,773 1,704
SYSCO CORP COM 871829107 199 7,775 SH OTHER 6,844 931
TCF FINL CORP COM 872275102 921 20,000 SH DEFINED 20,000
TECO ENERGY INC COM 872375100 482 17,790 SH DEFINED 17,390 400
TECO ENERGY INC COM 872375100 289 10,648 SH OTHER 10,648
TRW INC COM 872649108 76 2,540 SH DEFINED 2,540
TRW INC COM 872649108 131 4,398 SH OTHER 200 4,198
TXU CORP COM 873168108 5,595 120,789 SH DEFINED 120,745 44
TXU CORP COM 873168108 135 2,910 SH OTHER 2,901 9
TARGET CORP COM 87612E106 4,772 150,315 SH DEFINED 145,207 307 4,801
TARGET CORP COM 87612E106 428 13,481 SH OTHER 8,793 363 4,325
TELEFONICA S. A. SPONSORED ADR 879382208 413 12,152 SH DEFINED 12,152
TELEFONICA S. A. SPONSORED ADR 879382208 6 176 SH OTHER 176
TELEPHONE & DATA SYS INC COM 879433100 283 3,000 SH DEFINED 3,000
TELLABS INC COM 879664100 1,666 168,605 SH DEFINED 166,460 2,145
TELLABS INC COM 879664100 44 4,443 SH OTHER 2,816 772 855
TERADYNE INC COM 880770102 979 50,200 SH DEFINED 50,200
TERADYNE INC COM 880770102 2 100 SH OTHER 100
TEXACO INC COM 881694103 8,782 135,108 SH DEFINED 131,979 150 2,979
TEXACO INC COM 881694103 740 11,383 SH OTHER 7,903 1,550 1,930
TEXAS INSTRUMENTS INC COM 882508104 10,662 426,813 SH DEFINED 416,331 10,482
TEXAS INSTRUMENTS INC COM 882508104 597 23,903 SH OTHER 17,287 2,016 4,600
TEXTRON INC COM 883203101 259 7,700 SH OTHER 7,700
3 COM CORP COM 885535104 1,131 301,500 SH DEFINED 301,500
3 COM CORP COM 885535104 8 2,000 SH OTHER 2,000
TOPPS COMPANY COM 890786106 240 25,000 SH OTHER 25,000
TORCHMARK CORP COM 891027104 8,839 226,643 SH DEFINED 203,935 800 21,908
TORCHMARK CORP COM 891027104 10,523 269,827 SH OTHER 263,949 594 5,284
TRICON GLOBAL RESTAURANTS COM 895953107 1,284 32,750 SH DEFINED 730 32,020
TRICON GLOBAL RESTAURANTS COM 895953107 21 531 SH OTHER 531
TRIQUINT SEMICONDUCTOR INC COM 89674K103 709 44,350 SH DEFINED 44,350
TRIZEC HAHN CORPORATION SUB VTG 896938107 1,232 68,400 SH DEFINED 68,400
TRUSTMARK CORP COM 898402102 834 37,270 SH DEFINED 37,270
TYCO INTL LTD NEW COM 902124106 11,035 242,521 SH DEFINED 223,124 1,630 17,767
TYCO INTL LTD NEW COM 902124106 1,136 24,957 SH OTHER 20,679 2,641 1,637
USX-MARATHON GRP COM NEW 902905827 7,114 265,953 SH DEFINED 264,748 1,205
USX-MARATHON GRP COM NEW 902905827 88 3,283 SH OTHER 1,650 1,633
UST INC COM 902911106 7,938 239,110 SH DEFINED 238,650 460
UST INC COM 902911106 80 2,400 SH OTHER 2,400
US BANCORP DEL COM NEW COM NEW 902973304 5,149 232,144 SH DEFINED 232,144
US BANCORP DEL COM NEW COM NEW 902973304 315 14,211 SH OTHER 13,577 634
UNION PACIFIC CORP COM 907818108 2,485 52,995 SH DEFINED 52,995
UNION PACIFIC CORP COM 907818108 227 4,841 SH OTHER 3,835 1,006
UNION PLANTERS CORP COM 908068109 2,132 49,690 SH DEFINED 49,690
UNION PLANTERS CORP COM 908068109 7,853 183,056 SH OTHER 34,500 148,556
UNITED PARCEL SVC INC CL B 911312106 60 1,150 SH DEFINED 1,050 100
UNITED PARCEL SVC INC CL B 911312106 218 4,200 SH OTHER 4,200
UNITED SEC BANCSHARES INC SHS 911459105 3,049 108,793 SH DEFINED 56,320 500 51,973
UNITED SEC BANCSHARES INC SHS 911459105 14 500 SH OTHER 500
UNITED TECHNOLOGIES CORP COM 913017109 585 12,581 SH DEFINED 12,521 60
UNITED TECHNOLOGIES CORP COM 913017109 583 12,532 SH OTHER 12,412 120
UNOCAL CORP COM 915289102 3,854 118,598 SH DEFINED 118,598
UNOCAL CORP COM 915289102 33 1,000 SH OTHER 1,000
USINTERNETWORKING INC COM 917311805 5 19,686 SH OTHER 19,686
V F CORP COM 918204108 2,056 70,248 SH DEFINED 53,570 150 16,528
V F CORP COM 918204108 433 14,800 SH OTHER 14,800
VENATOR GROUP INC COM 922944103 195 12,800 SH DEFINED 12,800
VERIZON COMMUNICATIONS COM 92343V104 33,421 617,653 SH DEFINED 579,887 880 36,886
VERIZON COMMUNICATIONS COM 92343V104 4,002 73,953 SH OTHER 51,924 9,542 12,487
VERTEX PHARMACEUTICALS INC COM 92532F100 649 36,000 SH DEFINED 36,000
VIACOM INC CL B 925524308 540 15,662 SH DEFINED 10,550 4,678 434
VIACOM INC CL B 925524308 31 911 SH OTHER 911
VITESSE SEMICONDUCTOR CORP COM 928497106 310 40,000 SH DEFINED 40,000
VIVENDI UNIVERSAL SPON ADR NEW 92851S204 102 2,200 SH DEFINED 2,200
VIVENDI UNIVERSAL SPON ADR NEW 92851S204 178 3,840 SH OTHER 3,840
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 429 19,540 SH DEFINED 15,491 4,049
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 365 16,640 SH OTHER 7,930 3,410 5,300
VULCAN MATERIALS CO COM 929160109 11,937 276,321 SH DEFINED 274,773 1,548
VULCAN MATERIALS CO COM 929160109 5,717 132,345 SH OTHER 68,885 600 62,860
WACHOVIA CORP COM 929903102 7,295 235,314 SH DEFINED 231,868 150 3,296
WACHOVIA CORP COM 929903102 689 22,234 SH OTHER 12,528 1,394 8,312
WADDELL & REED FINL INC CL A CL A 930059100 436 16,760 SH DEFINED 16,760
WADDELL & REED FINL INC CL A CL A 930059100 2,705 104,054 SH OTHER 101,831 266 1,957
WAL MART STORES INC COM 931142103 41,116 830,620 SH DEFINED 805,994 271 24,355
WAL MART STORES INC COM 931142103 5,499 111,095 SH OTHER 90,389 5,749 14,957
WALGREEN CO COM 931422109 3,511 101,975 SH DEFINED 101,975
WALGREEN CO COM 931422109 7 200 SH OTHER 200
WASHINGTON MUTUAL INC COM 939322103 548 14,251 SH DEFINED 13,111 1,140
WASHINGTON MUTUAL INC COM 939322103 92 2,397 SH OTHER 2,397
WASTE MANAGEMENT COM COM 94106L109 1,578 59,005 SH DEFINED 997 58,008
WATSON PHARMACEUTICALS INC COM 942683103 4,828 88,254 SH DEFINED 87,635 619
WATSON PHARMACEUTICALS INC COM 942683103 2 33 SH OTHER 33
WEATHERFORD INTL INC NEW COM 947074100 1,122 44,000 SH DEFINED 44,000
WELLS FARGO & CO NEW COM 949746101 9,573 215,364 SH DEFINED 214,319 1,045
WELLS FARGO & CO NEW COM 949746101 651 14,656 SH OTHER 13,520 1,136
WESTAMERICA BANCORPORATION COM 957090103 577 16,000 SH DEFINED 16,000
WEYERHAEUSER CO COM 962166104 832 17,081 SH DEFINED 16,715 116 250
WEYERHAEUSER CO COM 962166104 106 2,179 SH OTHER 1,479 700
WILLIAMS COS INC COM 969457100 1,996 73,104 SH DEFINED 70,422 391 2,291
WILLIAMS COS INC COM 969457100 113 4,146 SH OTHER 3,374 772
WINN DIXIE STORES INC COM 974280109 13 1,165 SH DEFINED 1,165
WINN DIXIE STORES INC COM 974280109 867 75,746 SH OTHER 75,516 230
WISCONSIN ENERGY CORP COM 976657106 481 21,380 SH DEFINED 20,380 1,000
WISCONSIN ENERGY CORP COM 976657106 17 736 SH OTHER 736
WORLDCOM INC/WORLDCOM GROUP WRLDCOM GP COM 98157D106 4,776 317,569 SH DEFINED 264,238 1,468 51,863
WORLDCOM INC/WORLDCOM GROUP WRLDCOM GP COM 98157D106 1,194 79,386 SH OTHER 61,466 3,140 14,780
WRIGLEY WM JR CO COM 982526105 3,077 59,990 SH DEFINED 59,490 500
WRIGLEY WM JR CO COM 982526105 626 12,200 SH OTHER 12,200
XTO ENERGY INC COM 98385X106 208 14,944 SH DEFINED 14,944
XCEL ENERGY INC COM 98389B100 237 8,418 SH DEFINED 8,263 155
XCEL ENERGY INC COM 98389B100 9 302 SH OTHER 70 232
XILINX INC COM 983919101 1,116 47,424 SH DEFINED 47,124 300
ZIMMER HLDGS INC COM 98956P102 505 18,202 SH DEFINED 16,327 1,875
ZIMMER HLDGS INC COM 98956P102 252 9,089 SH OTHER 7,541 200 1,348