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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________________
SCHEDULE 13D/A
[Rule 13d-101]
                  
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO §240.13d-1(a) AND 
AMENDMENTS THERETO FILED PURSUANT TO §240.13d-2(a)
 
(Amendment No. 13)*
______________________________
Reinsurance Group of America, Incorporated
(Name of Issuer)
Common Stock, Par Value $0.01 Per Share
(Title of Class of Securities)
759351109
(CUSIP Number)
                        
______________________________
Gwenn L. Carr
MetLife, Inc.
1 MetLife Plaza
27-01 Queens Plaza North
Long Island City, New York 11101
(212) 578-2211
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)
                           
______________________________
February 22, 2008
(Date of Event which Requires Filing of this Statement)
        If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this 
  Schedule 13D, and is filing this schedule because of Rule 13d-1(e), 13d-1(f) or 13d-1(g), check the following box.    ¨
                       
      Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. 
See Rule 13d-7 for other parties to whom copies are to be sent.   
                            
_________________ 
    
    * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for
any subsequent amendment containing information which would alter disclosures provided in a prior cover page. 
                      
      The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act 
of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). 


CUSIP No. 759351109                                         SCHEDULE 13D    (Page 2 of 8) 

 
1       NAMES OF REPORTING PERSONS     
       MetLife, Inc.             

2       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP    (a)   ¨ 
                (b)   ¨ 

3       SEC USE ONLY         

4       SOURCE OF FUNDS     
       Not Applicable         

5       CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT 
       TO ITEM 2(d) or 2(e)     ¨

6       CITIZENSHIP OR PLACE OF ORGANIZATION     
       Delaware             

NUMBER OF 
  SHARES 
BENEFICIALLY 
OWNED BY 
EACH 
REPORTING 
PERSON WITH 
   

 

 

   
    
    
    
   

  7    SOLE VOTING POWER     
      None     
           
           
           
           
       
  8    SHARED VOTING POWER     
      32,243,539     

  9    SOLE DISPOSITIVE POWER     
      None     

  10    SHARED DISPOSITIVE POWER     
      32,243,539     

11       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 
       32,243,539             

12       CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES     
       CERTAIN SHARES    (See Instructions)   ¨

13       PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)     
       52%*             

14       TYPE OF REPORTING PERSON  (See Instructions)    
       HC             

 
 *    This percentage is based upon 62,001,463 Shares issued and outstanding as of October 31, 2007, as reported in RGA’s Quarterly Report on
Form 10-Q for the quarterly period ended September 30, 2007.  
 
               

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CUSIP No. 759351109                                         SCHEDULE 13D    (Page 3 of 8) 

1       NAMES OF REPORTING PERSONS     
       Metropolitan Life Insurance Company     

2       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP    (a)   ¨ 
                (b)   ¨ 

3       SEC USE ONLY         

4       SOURCE OF FUNDS     
       Not Applicable         

5       CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT 
       TO ITEM 2(d) or 2(e)     ¨

6       CITIZENSHIP OR PLACE OF ORGANIZATION     
       New York             

NUMBER OF    7    SOLE VOTING POWER     
SHARES        None     
BENEFICIALLY             
OWNED BY             
EACH             
REPORTING             
PERSON WITH             

        8    SHARED VOTING POWER     
            32,243,539     

        9    SOLE DISPOSITIVE POWER     
            None     

        10    SHARED DISPOSITIVE POWER     
            32,243,539     

11       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 
       32,243,539             

12       CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES     
       CERTAIN SHARES (See Instructions)  ¨ 

13       PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)     
       52%*             

14       TYPE OF REPORTING PERSON  (See Instructions)     
       IC             

 
*    This percentage is based upon 62,001,463 Shares issued and outstanding as of October 31, 2007, as reported in RGA’s Quarterly Report on
Form 10-Q for the quarterly period ended September 30, 2007.  
 
       

3


CUSIP No. 759351109                                         SCHEDULE 13D    (Page 4 of 8) 

 
1       NAMES OF REPORTING PERSONS     
       GenAmerica Financial, LLC     

2       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP    (a) ¨
                (b) ¨ 

3       SEC USE ONLY         

4       SOURCE OF FUNDS     
       Not Applicable         

5       CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT 
       TO ITEM 2(d) or 2(e)       ¨

6       CITIZENSHIP OR PLACE OF ORGANIZATION     
       Missouri             

NUMBER OF 
SHARES 
BENEFICIALLY 
OWNED BY 
EACH 
REPORTING 
PERSON WITH  
  
   


 


    
    
    
   

  7    SOLE VOTING POWER     
      None     
           
           
           
           
       
  8    SHARED VOTING POWER     
      32,243,539     

  9    SOLE DISPOSITIVE POWER     
      None     

  10    SHARED DISPOSITIVE POWER     
      32,243,539     

11       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 
       32,243,539             

12       CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES     
       CERTAIN SHARES   (See Instructions)                                                               ¨

13       PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)     
       52%*             

14       TYPE OF REPORTING PERSON (See Instructions)    
       HC, CO             

 
*    This percentage is based upon 62,001,463 Shares issued and outstanding as of October 31, 2007, as reported in RGA’s Quarterly Report on
Form 10-Q for the quarterly period ended September 30, 2007. 
 
               

4


CUSIP No. 759351109                                         SCHEDULE 13D    (Page 5 of 8) 

1       NAMES OF REPORTING PERSONS     
       General American Life Insurance Company     

2       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP    (a)   ¨ 
                (b)   ¨ 

3       SEC USE ONLY         

4       SOURCE OF FUNDS     
       Not Applicable         

5       CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT 
       TO ITEM 2(d) or 2(e)         ¨

6       CITIZENSHIP OR PLACE OF ORGANIZATION     
       Missouri             

NUMBER OF    7    SOLE VOTING POWER     
SHARES        None     
BENEFICIALLY             
OWNED BY             
EACH             
REPORTING             
PERSON WITH             

        8    SHARED VOTING POWER     
            32,243,539     

        9    SOLE DISPOSITIVE POWER     
            None     

        10    SHARED DISPOSITIVE POWER     
            32,243,539     

11       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 
       32,243,539             

12       CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES     
       CERTAIN SHARES  (See Instructions)     ¨

13       PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)     
       52%*             

14       TYPE OF REPORTING PERSON (See Instructions)    
       IC             

 
*    This percentage is based upon 62,001,463 Shares issued and outstanding as of October 31, 2007, as reported in RGA’s Quarterly Report on
Form 10-Q for the quarterly period ended September 30, 2007. 
 
               

5


     This Statement amends the Schedule 13D Statement, as amended, of (i) MetLife, Inc. (“MLINC”), (ii) Metropolitan Life Insurance Company, a wholly owned subsidiary of MLINC (“MetLife”), (iii) GenAmerica Financial, LLC, a wholly owned subsidiary of MetLife (“GenAm Financial”) and (iv) General American Life Insurance Company, a wholly owned subsidiary of GenAm Financial (“GenAm Life” and collectively with MLINC, MetLife and GenAm Financial, the “Filing Parties”), in respect of shares of common stock, par value $0.01 per share (“Shares”), of Reinsurance Group of America, Incorporated, a Missouri corporation (“RGA”), as follows:

ITEM 4.  PURPOSE OF TRANSACTION.

     Item 4 is hereby amended by replacing the final sentence of the third paragraph with the following:

     “On January 25, 2006, Lisa M. Weber resigned from her position on the Board of Directors of RGA. On January 26, 2006, Georgette A. Piligian was elected as a director of RGA. On January 18, 2007, Leland C. Launer, Jr. resigned from his position as chairman of the Board of Directors of RGA. On January 25, 2007, Steven A. Kandarian was elected as a director and as chairman of the Board of Directors of RGA.”

     Item 4 is hereby further amended by replacing the penultimate paragraph thereof with the following:

     “As previously disclosed, the Filing Parties continuously evaluate RGA’s businesses and prospects, alternative investment opportunities and other factors deemed relevant in determining whether additional Shares will be acquired by any of the Filing Parties or whether any of the Filing Parties will dispose of Shares. At any time, depending on certain factors including market conditions, trading prices for the Shares and of the securities of MLINC, actions taken by the Board of Directors of RGA, alternative investment opportunities and the outlook for RGA, the Filing Parties and other industry participants, one or more of the Filing Parties may acquire additional Shares or may dispose of some or all of the Shares beneficially owned by such Filing Parties, in either case in the open market, in privately negotiated transactions or otherwise. In this connection, the Filing Parties are examining certain alternatives for the disposition of all of the Shares held by the Filing Parties, including a tax-free exchange of all or substantially all of such Shares with MLINC securityholders and a sale of all or substantially all of such Shares to a third party. There is no assurance that the Filing Parties will determine to or agree with any other person to effect any transaction relating to the Shares or otherwise, nor as to the terms of any such transaction.”

ITEM 5.  INTEREST IN SECURITIES OF THE ISSUER.

     Item 5 is hereby amended by replacing the first sentence of the first paragraph of Item 5(a) and (b) with the following:

     “(a) and (b). As of February 22, 2008, each of the Filing Parties beneficially owned 32,243,539 Shares, or approximately 52 percent of the outstanding Shares.”

     Item 5 is hereby further amended by replacing the last paragraph of Item 5(a) and

6


(b) with the following:

     “The percentage amounts set forth in this Item 5 are based upon 62,001,463 Shares issued and outstanding as of October 31, 2007, as reported in RGA’s Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2007.”

     Item 5 is hereby further amended by removing the second paragraph of Item 5(a) and 5(b).

ITEM 6.  CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO THE SECURITIES OF THE ISSUER.

     Item 6 is hereby amended by removing the last paragraph of Item 6.

ITEM 7.  MATERIAL TO BE FILED AS EXHIBITS.

Exhibit    Description of Exhibits 

 
99.1    Directors and Executive Officers of the Filing Parties 
99.9    Agreement Required for Joint Filing Under Rule 13d-1(k)(1) 

 


 

7


    SIGNATURE

 After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

February 22, 2008

METLIFE, INC. 
 
By:    /s/ Joseph J. Prochaska, Jr.         
         Name: Joseph J. Prochaska, Jr. 
         Title: Executive Vice President and Chief Accounting Officer 
                 
METROPOLITAN LIFE INSURANCE COMPANY  
 
By:    /s/ Joseph J. Prochaska, Jr.         
         Name: Joseph J. Prochaska, Jr. 
         Title: Executive Vice President and Chief Accounting Officer  
                
GENAMERICA FINANCIAL, LLC 
 
By: Metropolitan Life Insurance Company, its Manager   
      
By:    /s/ Joseph J. Prochaska, Jr.         
         Name: Joseph J. Prochaska, Jr. 
         Title: Executive Vice President and Chief Accounting Officer 
 
GENERAL AMERICAN LIFE INSURANCE COMPANY 
 
By:    /s/ Joseph J. Prochaska, Jr.          
         Name: Joseph J. Prochaska, Jr. 
         Title: Executive Vice President and Chief Accounting Officer
                   

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