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                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

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                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                       Securities Exchange Act of 1934


                      Date of Report: January 21, 2004
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                       (Date of earliest event reported)


                                  MetLife, Inc.
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             (Exact name of registrant as specified in its charter)




                                                       
 Delaware                                1-15787                  13-4075851
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(State or other jurisdiction        (Commission File         (I.R.S. Employer
of incorporation)                   Number)                  Identification No.)




              One Madison Avenue, New York, New York 10010-3690
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             (Address of principal executive offices) (Zip Code)


               Registrant's telephone number, including area code:

                                 (212) 578-2211
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Item 9.  Regulation FD Disclosure.

      On January 21, 2004, MetLife, Inc., a Delaware corporation, issued a press
release announcing the date of its annual shareholders meeting, a copy of which
is attached hereto as Exhibit 99.1 and incorporated herein by reference. The
text of this Item 9 is furnished and not filed pursuant to Regulation FD.














                                    SIGNATURE

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                               METLIFE, INC.


                               By:   /s/ Gwenn L. Carr
                                     -------------------------------------
                                     Name:  Gwenn L. Carr
                                     Title: Vice-President and Secretary

Date: January 23, 2004













                                EXHIBIT INDEX


Exhibit
Number                  Exhibit
-------                 -------

99.1                    Press Release of MetLife, Inc., dated January 21,
                        2004, announcing the date of its annual shareholders
                        meeting.